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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jul 25, 2025·26 days on market

18044 Geranium Lane

Hilliard, FL 32046

$160,500sold priceListed at $199,000 · 80.7% of asking$90/sqftMLS# 2094713
3
Beds
2
Baths
1,782
Sq Ft
1998
Built
—
Garage
No
Pool
No HOA2.11 acresManufactured Home1 story

About this home

Hilliard

Owner financing available! Spacious 1,782 sq ft mobile home on 2.11 high and dry acres. Peaceful rural setting with no dirt roads to access! The home is in need of renovation offering endless potential and giving you the opportunity to customize. Priced to sell, it's the perfect chance to own a home with acreage at an unbeatable value. Zoned open rural, so bring your goats, chickens, and furry friends and start living your country dream. Great opportunity for serious investors. Note: carpet has been removed since photos were taken.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$889
Property taxesest. at asking price, Nassau County$222
Estimated total, before insurance$1,111/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,974/yr · $164/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$160,500
$32,100
Loan Term
Monthly Payment
$889
Principal & Interest: $889
Property taxes (est.): $222
Insurance (est.): $107
Estimated Total Monthly
$1,218
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,974/yr

Estimated taxes if purchased at asking price: ~$2,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $112/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
241656 CR121, Hilliard, FL 32046Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAMay 2026$410,000$2694/21,52350.8
28183 Ramble Lane, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCApr 2026$294,000$2363/21,248460.9
171133 Andrews Road, Hilliard, FL 32046Listed by MOMENTUM REALTYMar 2026$312,000$1754/21,78281.1
171007 Andrews Road, Hilliard, FL 32046Listed by EXP REALTY LLCDec 2025$130,000$902/21,440161.1
171126 Andrews Road, Hilliard, FL 32046Listed by WATSON REALTY CORPDec 2025$218,000$1653/21,320641.1
171051 Andrews Road, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCAug 2025$300,000$2023/21,4821521.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,000
Price / Sq Ft$112
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,782
Acres2.11 acres
Year Built1998
TypeResidential
Sub-TypeManufactured Home
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHilliard
MiddleHilliard

Community Information

Address18044 Geranium Lane, Hilliard, FL 32046
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionMetes & Bounds
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size91,911.6 sq ft
Parcel Number264N23000000010220

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Available, Water Available
SewerSeptic Tank
Water SourcePrivate, Well
ParkingShared Driveway

Interior

AppliancesNone
HeatingNone
CoolingNone
# of Stories1

Additional Information

Date ListedJune 22, 2025
Days on Market26
Tax Amount$1,973.78
Tax Year2024
Listing TermsCash, Owner May Carry, Private Financing Available
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 25, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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