Active·2 days on market
2272 Koester Drive
Hilliard, FL 32046
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Hilliard
PRIVATE 20-ACRE CYPRESS LOG HOME WITH GUEST SUITE, POOL & EQUESTRIAN AMENITIES! Enjoy privacy, space, and endless possibilities on this beautifully wooded property with 2 entrances and NO HOA. The solid Cypress log home features 4 bedrooms, 4 baths, gourmet kitchen, wood-burning fireplace, flex/office space, laundry with storage, and HVAC approximately 5 years new. Relax in the screened saltwater pool or on the covered front and rear porches. Includes a Mother-in-Law Suite/Gameroom, 2-car garage, and separate 32x50 enclosed workshop. Equestrian features include a 6-stall barn with automatic waterers, tack room, sink, washer/dryer, and 2 fenced run-outs. Enjoy the spring-fed pond and dock, greenhouse, horseback riding, ATVs, fishing, and more. Walking distance to A-rated schools and parks in a golf-cart-friendly area. Minutes to Kings Ferry Boat Ramp, Ralph Simmons State Park, JIA, and the GA state line. A rare private retreat with room to live, work, and play!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone K
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 1985)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,560 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard and pool on the south side. Today at this address: sunrise 7:27 AM, sunset 7:02 PM.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2026 property taxes (current owner): $5,945/yr
Estimated taxes if purchased at asking price: ~$14,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 7, 2026Listed$899,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Hilliard
For Sale37491 Poole RoadHilliard, FL 32046
3 bd · 2 ba · 1,685 sq ft
$750,000Est. $3,992/moSet on approximately 11 acres across two parcels, this property offers a great opportunity to enjoy country living and…
Listing Office: pristine properties of florida llc
For Sale28541 Trigg RoadHilliard, FL 32046
3 bd · 1 ba · 1,708 sq ft
$649,000Est. $3,454/moA rare opportunity to own an established North Florida country and equestrian property offering approximately 8.2…
Listing Office: christie's international real estate first coast
For Sale37153 S Pine StreetHilliard, FL 32046
4 bd · 3 ba · 2,478 sq ft
$575,000Est. $3,060/moOwn Two Homes for the Price of One Some properties are simply different. Whether you're caring for aging parents,…
Listing Office: diamond realty group of amelia island
For Sale28019 Bond RoadHilliard, FL 32046
3 bd · 2 ba · 1,341 sq ft
$389,500Est. $2,073/moNOW COMPLETED!!!!!! Enjoy the peace and privacy of approximately 5.5 acres surrounding this beautiful new 3 bedroom 2…
Listing Office: florida homes realty & mtg llc
Keep looking
Similar homes in Hilliard
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines