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Sold

Sold·Closed Aug 14, 2026·36 days on market

18494 Broken Arrow Road

Hilliard, FL 32046

$245,500sold priceListed at $260,000 · 94.4% of asking$136/sqftMLS# 2149065
3
Beds
2
Baths
1,800
Sq Ft
2006
Built
—
Garage
No
Pool
FEMA Zone XNo HOA2.99 acresManufactured Home1 story

About this home

Hilliard

2.98 Acres in the country!! Welcome to Country Living in this 2006 3 Bedroom / 2 Bath Manufactured Home located on a beautiful lot with mature pecan trees that have been producing pecans every other year. This Home features a spacious 1800 sq ft with an open concept floorpan and a split bedroom design. The master suite boasts a separate shower and garden tub for relaxing. The Kitchen has plenty of counter space and cabinetry with an eat in counter bar. Bedrooms 2 and 3 are nice sizes and have walk in closets for plenty of storage. The Laundry Room provides additional storage as well. There is a Flex room that could be used for office space, formal dining, or a possible 4th Bedroom. Home does need some TLC, but has lots of potential!! Seller's are offering $$$$10K for a New Roof or Flooring allowance. The oversized back porch would be great for enjoying the country sunsets and viewing the cows that roam in the pastures next door. There was at one time two homes on this lot

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,360
Property taxesest. at asking price, Nassau County$339
Estimated total, before insurance$1,699/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$960/yr · $80/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$245,500
$49,100
Loan Term
Monthly Payment
$1,360
Principal & Interest: $1,360
Property taxes (est.): $339
Insurance (est.): $164
Estimated Total Monthly
$1,862
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone J

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,625 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$222,612$52,143▼ $13,167
2024$210,438$56,685—
2023$206,820$53,008—
2022$161,845$53,977—
2021$156,021$50,584—
2020$143,110$48,791—

2025 property taxes (current owner): $960/yr

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 22, 2026Closed$260,000
  • Jul 10, 2026Pending$260,000
  • Jun 5, 2026Listed$260,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $144/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1097 Mulberry Landing Road N, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$295,000$1663/21,782252.1
11098 Mulberry Landing, Hilliard, FL 32046Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAOct 2026$215,000$1593/21,352132.4
28208 Bow Tie Alley, Hilliard, FL 32046Listed by REAL BROKER LLCMay 2026$377,000$2903/11,300592.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$260,000
Price / Sq Ft$144
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,800
Acres2.99 acres
Year Built2006
TypeResidential
Sub-TypeManufactured Home
StyleTraditional
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHilliard
MiddleHilliard

Community Information

Address18494 Broken Arrow Road, Hilliard, FL 32046
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionHilliard
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size130,244.4 sq ft
Parcel Number274N23000000090050
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

Interior FeaturesBreakfast Bar, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesElectric Oven, Electric Range, Ice Maker, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSplit Possible
Patio / PorchDeck, Front Porch, Rear Porch
FencingWood
RoofShingle
ConstructionVinyl Siding
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedJune 5, 2026
Days on Market36
Tax Amount$959.73
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FERNANDINA BEACH REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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