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This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·11 days on market

5865 Lagoon Cruise Way

Jacksonville, FL 32234

$434,990$143/sqftEst. $2,322/moMLS# 2165013

Beds

Baths

3,035

Sq Ft

2026

Built

Garage

Pool

FEMA Zone AEHOA $150/moSingle Family Residence2 storiesNew construction

About this home

Jacksonville

Under Construction: Ready November 2026! Diamond Springs is a gated master-planned community of new single-family homes offering lagoon living in Jacksonville, FL. The Nova floor plan is a stunning home by Lennar that features 6 bedrooms, 3 bathrooms, and a 2-car garage. Includes Lennar's Everything's Included package with 36'' white recessed panel cabinetry, quartz countertops, and stainless steel appliances range, microwave, dishwasher, and refrigerator. Wood-inspired LVP flooring throughout main areas, Honeywell Z-Wave smart thermostat, and an energy-efficient water heater add comfort and convenience. Backed by a limited one-year workmanship warranty, dedicated customer care program, and 24-hour emergency service. (Conditions may apply)

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,322

Property taxesest. at asking price, Duval County$710

HOAbilled monthly$150

Estimated total, before insurance$3,182/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$434,990

Down Payment: 20%

$86,998

Interest Rate: 7.03%

Loan Term

Monthly Payment

$2,322

Principal & Interest: $2,322

Property taxes (est.): $710

Insurance (est.): $290

Estimated Total Monthly

$3,322

*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 16, 2026Listed$434,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$434,990

Price / Sq Ft$143

Bedrooms6

Bathrooms3.00

Full Baths3

Square Footage3,035

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

MiddleSelect One

Community Information

Address5865 Lagoon Cruise Way, Jacksonville, FL 32234

Area066-Cecil Commerce Area

SubdivisionDiamond Springs

CityJacksonville

CountyDuval

StateFL

Zip Code32234

Parcel Number000

Amenities

AmenitiesPool, Dog Park, Jogging Path, Park, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Pantry, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryWasher Hookup

SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchFront Porch, Patio

RoofShingle

ConstructionFiber Cement, Frame

Additional Information

Date ListedSeptember 16, 2026

Days on Market6

HOA Fees$150 / Monthly

HOA FrequencyMonthly

HOA Fee IncludesCable TV

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: LENNAR REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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