This home is in Jacksonville — a gated community home in Jacksonville.
Active·30 days on market
8550 Argyle Business Loop 108
Jacksonville, FL 32244
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
**PRICE REDUCTTION**- "must sell quickly" end unit with 3 BRS, 2-1/2 BAS & laundry room upstairs. Open floor downstairs with new flooring, dishwasher & water heater. Spacious closets with an enclosed screen patio for entertaining. Fresh paint and ceiling fans have also been added. New roof in 2024, new HVAC and windows in 2026 and also new smoke detectors throughout!! Enjoy the amenities including pool & playground. The monthly HOA covers roof & lawn care. Conveniently located to I295 as well as great shopping & restaurants. A convenient setup for families with young kids! LOCATION, LOCATION!!! Located inside a gated community, offering an added layer of privacy & security, while the bus stop is conveniently located right outside the community gate, making school transportation that much easier. A thoughtful location that combines the benefits of a gated community with everyday convenience. Message me for more details or to schedule a private showing... WELCOME HOME.......
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — 2024 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,758 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,054/yr
Estimated taxes if purchased at asking price: ~$3,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 2, 2026Price change$186,500−$4,500
- Sep 10, 2026Listed$191,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $120/sq ft; this home is listed at $128/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8550 Argyle Business Loop 1608, Jacksonville, FL 32244Listed by PONTE VEDRA CLUB REALTY, INC. | Oct 2026 | $168,000 | $115 | 3/2.5 | 1,455 | 6 | 0 |
| 8550 Argyle Business Loop 1507, Jacksonville, FL 32244Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $178,000 | $120 | 3/2.5 | 1,486 | 155 | 0 |
| 8550 Argyle Business Loop 1508, Jacksonville, FL 32244Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $183,500 | $126 | 3/3.5 | 1,455 | 7 | 0 |
| 8550 Argyle Business Loop 403, Jacksonville, FL 32244Listed by NEXTHOME COLLINS REALTY | Jul 2026 | $192,500 | $130 | 3/2.5 | 1,486 | 40 | 0 |
| 8550 Argyle Business Loop Loop 707, Jacksonville, FL 32244Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $173,000 | $116 | 3/2.5 | 1,486 | 27 | 0.1 |
| 8550 Argyle Business Loop 908, Jacksonville, FL 32244Listed by OPENDOOR BROKERAGE, LLC. | Aug 2026 | $170,000 | $117 | 3/2.5 | 1,455 | 16 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines