Active·1 day on market
44 Cinnamon Beach Way
Palm Coast, FL 32137
About this home
Palm Coast
Welcome to 44 Cinnamon Beach Way, a beautifully appointed coastal retreat located in the gated Cinnamon Beach community. This home features 5 bedrooms with 5 full baths and 1 half bath. 2 Balconies covering the front and rear of home. The spacious, light-filled interior provides plenty of room for family and guests, while the private pool and inviting outdoor living areas create the perfect setting for relaxing after a day at the beach. Cinnamon Beach offers the resort-style lifestyle you are looking for, including direct beach access, separate adult and children's pools, fitness center, on-site restaurant, and beautifully maintained community amenities--all within a private gated setting. Enjoy morning walks along the Atlantic, afternoons by the pool, and the convenience of having dining and recreation just minutes from your front door. The home is being offered as an established short-term rental, providing over $100,000 in annual revenue.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
2025 property taxes (current owner): $13,561/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: material not specified — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FLA011602 - Dunes Community Development District · Public water (record)
County records show this parcel on central sewer served by FLA011602 - Dunes Community Development District — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,756 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 10, 2026Listed$1,299,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Ocean Hammock
Active$849,900MLS# 2115103Est. $4,524/mo700 Cinnamon Beach Way 624, Palm Coast, FL 321373 Beds2 Baths1,682 sqftCoastal charm abounds from the moment you step inside this oceanfront condo in Cinnamon Beach! With 3 bedrooms, 2 full…
ResidentialKELLER WILLIAMS ST JOHNS
Active$725,000MLS# 2087502Est. $3,859/mo700 Cinnamon Beach Way 633, Palm Coast, FL 321373 Beds2 Baths1,344 sqftOceanfront 3BR Condo at Cinnamon Beach - Turnkey & Rental-Ready WE HAD TO REST THIS LISTING FOR A BIT BECAUSE THIS…
ResidentialBERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Active$5,350,000MLS# 2164204Est. $28,475/mo52 S Hammock Beach Circle S, Palm Coast, FL 321376 Beds5 Baths6,869 sqftWelcome to the crown jewel of Ocean Hammock--the largest oceanfront estate on the 9th hole of the Jack Nicklaus Ocean…
ResidentialCOASTAL GATEWAY REAL ESTATE GROUP
Keep looking
Similar homes in Palm Coast
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines