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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·94 days on market

346 King Street

Jacksonville, FL 32204

$73,000$99/sqftEst. $404/moMLS# 2154412
2
Beds
1
Baths
736
Sq Ft
1944
Built
—
Garage
No
Pool
FEMA Zone XNo HOA5,227 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

FIX AND FLIP INVESTORS, a charming bungalow set in the heart of Jacksonville's vibrant and historic Mixontown area. This home offers 2 bedrooms, 1 full bathroom, and 736 square feet of living space, situated on a 0.12-acre parcel. This is a great investment opportunity! Conveniently located near I-10 and I-95, this home allows for quick access to key areas throughout Jacksonville. Local destinations like Five Points, Avondale, Downtown, and the St. Johns River are just minutes away. Major hospitals such as Ascension St. Vincent's, NAS Jacksonville, popular shopping centers, grocery stores, and neighborhood parks are all within close reach, making this an ideal location for both work and leisure.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$404
Property taxesest. at asking price, Duval County$119
Estimated total, before insurance$524/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,856/yr · $155/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$73,000
$14,600
Loan Term
Monthly Payment
$404
Principal & Interest: $404
Property taxes (est.): $119
Insurance (est.): $49
Estimated Total Monthly
$572
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1944)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,445 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$53,087$31,293—
2023$54,623$28,449—
2022$43,737$25,863—
2021$27,818$23,512—
2020$27,166$21,375—

2025 property taxes (current owner): $1,856/yr

Estimated taxes if purchased at asking price: ~$1,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Jul 8, 2026Listed$73,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $134/sq ft; this home is listed at $99/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
344 Sunshine Street, Jacksonville, FL 32254Listed by YOUR HOME SOLD GUARANTEED REALTY ADVISORSAug 2026$75,000$1301/157660.2
2108 Yulee Street, Jacksonville, FL 32209Listed by FREEDOM REALTY GROUP LLCJun 2026$117,000$1343/18731580.7
2332 Westbrook Circle S, Jacksonville, FL 32209Listed by MOMENTUM REALTYAug 2026$60,000$692/18731180.8
3223 Nolan Street, Jacksonville, FL 32254Listed by NETWORTH REALTY OF JACKSONVILLE, LLCJul 2026$153,500$1663/1924900.8
304 Goodwin Street, Jacksonville, FL 32204Listed by BLUE REAL ESTATEJun 2026$147,000$1883/178060.8
3252 Thomas Street, Jacksonville, FL 32254Listed by JWB REALTY LLCJun 2026$55,000$723/1768240.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$73,000
Price / Sq Ft$99
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage736
Acres0.12 acres
Year Built1944
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame
Property ConditionFixer
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address346 King Street, Jacksonville, FL 32204
Area074-Paxon
SubdivisionFehrenbachs
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size5,227.2 sq ft
Parcel Number0556790000

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
Water SourcePublic
ParkingOff Street

Interior

AppliancesNone
HeatingNone
CoolingNone
# of Stories1
LevelsOne

Exterior

Lot DescriptionFew Trees
FencingFenced, Chain Link
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 8, 2026
Days on Market72
Tax Amount$1,855.91
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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