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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

$324,000Sold3 bd · 2 ba · 1,884 sq ft

Sold·Closed Oct 16, 2026·35 days on market

28 Beckner Lane

Palm Coast, FL 32137

$324,000sold priceListed at $325,000 · 99.7% of asking$172/sqftMLS# 2163297
3
Beds
2
Baths
1,884
Sq Ft
2004
Built
2
Garage
No
Pool
FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence1 story

About this home

Palm Coast

Spacious and thoughtfully designed, this 3-bedroom, 2-bath concrete block home offers 1,884 square feet of living space, a versatile flex/office, and a desirable split-bedroom floor plan. The open layout features tile flooring throughout, fresh interior paint, and a kitchen with granite countertops, while a 2022 roof adds valuable peace of mind. Enjoy the covered and screened lanai overlooking a fully vinyl-fenced backyard with a storage shed for added convenience. Located in Palm Coast's B-section, the home offers easy access to Indian Trails Sports Complex, parks, shopping, dining, I-95, and U.S. 1. A well-rounded home offering comfort, functionality, privacy, and a convenient location.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,766
Estimated total, before insurance$1,766/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,312/yr · $109/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · Palm Coast - building count > 0 within city limits · Public water (record)

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,449 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 6:45 AM, sunset 5:32 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,312/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 16, 2026Closed$325,000
  • Oct 8, 2026Pending$325,000
  • Sep 3, 2026Listed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $172/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
62 Belvedere Lane, Palm Coast, FL 32137Listed by EXIT INSPIRED REAL ESTATEAug 2026$280,000$2033/21,381610.4
14 Boulder Rock Drive, Palm Coast, FL 32137Listed by LPT REALTY LLCAug 2026$300,000$1373/22,189590.6
23 Banner Lane, Palm Coast, FL 32137Listed by EAZ REALTY LLCOct 2026$377,000$2094/21,8001700.7
70 Bridgehaven Drive, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$362,080$1944/21,862660.8
13 Farnum Lane, Palm Coast, FL 32137Listed by EAZ REALTY LLCOct 2026$385,830$2483/21,555150.9
21 Filbert Lane, Palm Coast, FL 32137Listed by UNITED REAL ESTATE GALLERYAug 2026$268,000$2032/21,322730.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$325,000
Price / Sq Ft$173
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,884
Total Structure Area2,536 sq ft
Acres0.23 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Traditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouthwest

School Information

This listingNo schools reported in the MLS
ElementaryBelle Terre, reported on 19 other Indian Trails listings
MiddleIndian Trails, reported on 21 other Indian Trails listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address28 Beckner Lane, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionIndian Trails
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size10,018.8 sq ft
Parcel Number0711317011000700290
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Rear Porch, Screened
FencingFenced, Vinyl
RoofShingle
ConstructionBlock, Concrete, Stucco
Other StructuresShed(s)

Additional Information

Date ListedSeptember 3, 2026
Days on Market35
Tax Amount$1,311.71
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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