Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 54
Active

$415,0004 bd · 2 ba · 2,237 sq ft

Active·84 days on market

55 Brooklyn Lane

Palm Coast, FL 32137

$415,000$186/sqftEst. $2,263/mo mortgageMLS# 2160562
4
Beds
2
Baths
2,237
Sq Ft
2004
Built
2
Garage
No
Pool
FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

We are pleased to present this concrete block, recently re-roofed Holiday Builders Diamante home located on a nearly quarter-acre lot in Indian Trails. The home welcomes you with a large covered porch and a six-panel entry door with dual sidelights. All wet areas of the home are tiled, and there are decorative tile accents in the kitchen and foyer. The remainder of the home has engineered hardwood flooring. There are high ceilings (9'4''), crown molding, solid-core doors and six-inch baseboard throughout the home. As you enter, you step into the tiled foyer leading to the spacious great room. To your left is an office with dual glass-paned French doors and a transom window. This room could also serve as a fifth bedroom. The great room has impact-resistant stacking multi-slide doors that lead out to the covered patio with paver flooring and a ceiling fan overhead. There is also an access door to the patio from the second bathroom.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,263
Estimated total, before insurance$2,263/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,931/yr · $161/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$415,000
$83,000
Loan Term
Monthly Payment
$2,263
Principal & Interest: $2,263
Insurance (est.): $277
Estimated Total Monthly
$2,539
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Palm Coast - building count > 0 within city limits · Public water (record)

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,768 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,931/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 17, 2026Listed$415,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $186/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
36 Brockton Lane, Palm Coast, FL 32137Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORKNov 2026$364,900$1933/21,8901630.1
8 Bannbury Lane, Palm Coast, FL 32137Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$319,900$1564/22,0522360.3
77 Bruning Lane, Palm Coast, FL 32137Listed by VIRTUAL HOMES REALTYNov 2026$330,000$1914/21,7241260.5
23 Banner Lane, Palm Coast, FL 32137Listed by EAZ REALTY LLCOct 2026$377,000$2094/21,8001700.5
70 Bridgehaven Drive, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$362,080$1944/21,862660.5
23 Barkley Lane, Palm Coast, FL 32137Listed by HOMESMARTOct 2026$400,000$2123/21,883200.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$415,000
Price / Sq Ft$186
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,237
Acres0.23 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryBelle Terre, reported on 19 other Indian Trails listings
MiddleIndian Trails, reported on 22 other Indian Trails listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address55 Brooklyn Lane, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionIndian Trails
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size10,018.8 sq ft
Parcel Number0711317013002300110

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
# of Stories1

Additional Information

Date ListedAugust 18, 2026
Days on Market84
Tax Amount$1,930.74
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORPORATION

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines