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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$432,9004 bd · 2.5 ba · 2,121 sq ft

Active·54 days on market

198 Bird Of Paradise Drive

Palm Coast, FL 32137

$432,900$204/sqftEst. $2,360/mo mortgageMLS# 2165144
4
Beds
2.5
Baths
2,121
Sq Ft
2026
Built
3
Garage
No
Pool
FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

Pre-Construction. To be built. Welcome to 198 Bird of Paradise Drive, the Hunter Quinn Homes model featuring the Madison floor plan. This beautifully designed home showcases inviting modern farmhouse architecture, a welcoming front porch, light-filled interiors and an open-concept living area designed for everyday comfort and entertaining. Hunter Quinn Homes is a semi-custom builder offering buyers the opportunity to personalize their home through a variety of fixtures, finishes, colors and design selections. The Madison floor plan may also be built in either a three- or four-bedroom configuration through the builder's Build on Your Lot program. Please note that this professionally decorated model includes upgraded features and designer selections that exceed standard building specifications. Features shown in the model and photographs may not be included in the builder's standard specifications or base pricing. Listing price, included features, homesite costs and available selections

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,360
Estimated total, before insurance$2,360/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$818/yr · $68/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$432,900
$86,580
Loan Term
Monthly Payment
$2,360
Principal & Interest: $2,360
Insurance (est.): $289
Estimated Total Monthly
$2,649
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,688 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 6:45 AM, sunset 5:32 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $818/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 16, 2026Listed$432,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $204/sq ft; this home is listed at $204/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2 Birdseye Place, Palm Coast, FL 32137Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$305,000$1753/21,744970.2
52 Buttonworth Drive, Palm Coast, FL 32137Listed by EXP REALTY LLCOct 2026$325,000$1623/22,01250.6
28 Fielding Lane, Palm Coast, FL 32137Listed by WATSON REALTY CORPORATIONSep 2026$455,000$2583/21,76330.7
15 Bud Shire Lane, Palm Coast, FL 32137Listed by EAZ REALTY LLCAug 2026$347,500$2233/21,555890.9
7 Bufalo Grove Drive, Palm Coast, FL 32164Listed by LENNAR REALTY INCSep 2026$310,000$1704/21,821471
26 Fairchild Lane, Palm Coast, FL 32137Listed by SELECT REALTY LLCOct 2026$510,000$2044/22,5051621.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$432,900
Price / Sq Ft$204
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,121
Total Structure Area2,572 sq ft
Acres0.23 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
Property ConditionTo Be Built
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesWest

School Information

ElementaryOld Kings
MiddleIndian Trails

Community Information

Address198 Bird Of Paradise Drive, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionIndian Trails
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size10,018.8 sq ft
Lot Dimensions50x126x92x125
Parcel Number0711317035012600120
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyHVAC, Insulation, Roof, Thermostat, Windows
ParkingCircular Driveway, Off Street

Interior

Interior FeaturesKitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Zoned
FlooringCarpet, Laminate, Tile
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Patio / PorchFront Porch, Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 16, 2026
Days on Market54
Tax Amount$817.87
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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