Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 35
Sold

Sold·Closed Aug 24, 2026·61 days on market

62 Belvedere Lane

Palm Coast, FL 32137

$280,000sold priceListed at $285,000 · 98.2% of asking$203/sqftMLS# 2146457
3
Beds
2
Baths
1,381
Sq Ft
2004
Built
2
Garage
No
Pool
FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence1 story

About this home

Palm Coast

Palm Coast home in the desirable ''B'' Section of Indian Trails with NO HOA or CDD! Built in 2004, this refreshed 3 bedroom, 2 bath home offers concrete block construction with steel studs, vaulted ceilings, and an open floor plan. Recent updates include new paint, flooring, stainless steel appliances, a brand new roof, owned solar panels installed in 2023, and a new 2026 AC system. Features also include an indoor laundry/utility room, 2-car garage, and a beautifully landscaped .23 acre lot conveniently located just minutes from shopping, restaurants, and more.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,551
Estimated total, before insurance$1,551/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,245/yr · $354/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$280,000
$56,000
Loan Term
Monthly Payment
$1,551
Principal & Interest: $1,551
Insurance (est.): $187
Estimated Total Monthly
$1,738
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Septic Tank”, while Florida DOH records suggest central sewer. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,633 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,245/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 25, 2026Closed$285,000
  • Jul 21, 2026Active Under Contract$285,000
  • Jul 16, 2026Price change$285,000−$1,000
  • Jul 9, 2026Price change$286,000−$1,700
  • May 21, 2026Listed$287,700

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $206/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
21 Filbert Lane, Palm Coast, FL 32137Listed by UNITED REAL ESTATE GALLERYAug 2026$268,000$2032/21,322731
61 Flamingo Drive, Palm Coast, FL 32137Listed by SUNCOAST PROPERTY MANAGEMENT LLCDec 2025$313,400$1954/21,6071541
14 Fountain Gate Lane, Palm Coast, FL 32137Listed by DJ & LINDSEY REAL ESTATEAug 2026$400,000$2443/21,64131.1
11 Bannbury Lane, Palm Coast, FL 32137Listed by NON MLS (realMLS)Aug 2025$260,000$1793/21,4501361.1
5 Wayland Place, Palm Coast, FL 32164Listed by REAL BROKER LLCJul 2026$289,900$1853/21,568121.2
123 Brunswick Lane, Palm Coast, FL 32137Listed by EAZ REALTY LLCJun 2026$320,000$1924/21,665261.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$285,000
Price / Sq Ft$206
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,381
Total Structure Area1,863 sq ft
Acres0.23 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address62 Belvedere Lane, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionIndian Trails
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size10,018.8 sq ft
Parcel Number0711317011000300560

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Vaulted Ceiling(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

RoofShingle
ConstructionStucco
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedMay 21, 2026
Days on Market61
Tax Amount$4,245.06
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT INSPIRED REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines