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Active

Active·107 days on market

38 Jackson Blue Drive

Palm Coast, FL 32137

$435,990$215/sqftEst. $2,321/moMLS# 2137547

Beds

Baths

2,029

Sq Ft

2026

Built

Garage

Pool

About this home

Palm Coast

The CHARLOTTE model at Reverie offers an elegant balance of comfort and functionality. This spacious home welcomes you with two bedrooms and a dedicated study, perfect for those who work from home or need a quiet retreat. The two full bathrooms ensure convenience, while the two-car garage provides ample space for vehicles and storage. At the heart of this home lies an open-concept kitchen that truly stands out with its premium features. The extended Colada White cabinetry creates a bright, airy atmosphere, complemented by sophisticated quartz countertops. A generous walk-in pantry offers abundant storage, while the LVT and tile flooring throughout adds both style and practicality. The Reverie community itself has been thoughtfully crafted for an active, engaging lifestyle. As you enter through the secure gated entrance, you'll discover a world of amenities designed for both recreation and relaxation.

Cost to own

Mortgage calculator

Home Price

$435,990

Down Payment: 20%

$87,198

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,216

Principal & Interest: $2,216

Est. Taxes & Insurance: $554

Estimated Total Monthly

$2,770

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,321

HOAbilled monthly$217

Estimated total, before insurance$2,537/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,050/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Mar 31, 2026Listed$435,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$435,990

Price / Sq Ft$215

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage2,029

Total Structure Area2,629 sq ft

Acres0.15 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

55+ CommunityYes

New ConstructionYes

Direction FacesSouth

School Information

HighMatanzas

Community Information

Address38 Jackson Blue Drive, Palm Coast, FL 32137

Area602-Flagler County-NW

SubdivisionReverie At Palm Coast

CityPalm Coast

CountyFlagler

StateFL

Zip Code32137

Lot Size6,534 sq ft

Lot Dimensions50x120

Parcel Number0411305160000000870

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Pickleball, Shuffleboard Court

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Gas Cooktop, Gas Oven, Microwave

HeatingCentral

CoolingCentral Air, Electric

# of Stories1

LevelsOne

LaundryGas Dryer Hookup, In Unit, Washer Hookup

SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)