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Sold

Sold·Closed Oct 2, 2026·5 days on market

2388 Country Side Drive

Fleming Island, FL 32003

$560,000sold priceListed at $560,000 · 100% of asking$193/sqftMLS# 2162397
3
Beds
2.5
Baths
2,899
Sq Ft
2006
Built
2
Garage
No
Pool
FEMA Zone XHOA $10/mo9,583 sqft lotSingle Family Residence1 story

About this home

Fleming Island

Located on a beautiful preserve lot in Black Creek at Eagle Harbor, this home has a refreshing style & floor plan not typical of its neighbors. From the moment you enter the home you'll appreciate the spaciousness - from the wide foyer hall, to the guest and owners suite bedrooms this home has room to breathe! Kitchen is light/bright with white cabinets, center island for food prep and loads of counter space. DBL sided fireplace provides a calm ambience to relax and unwind. Spacious owners suite w/ garden tub, sep. shower and great closet! Flex room off the kitchen with double doors has a Murphy bed that conveys and could be used as an office or optional 4th bedroom. Two screened lanai's ~ one off the kitchen is a great grilling area and currently has a raised bed herb garden perfect for bringing the outside in! Home has a new roof (Aug 2026) with transferable warranty; transferable termite bond; water softener and all the Eagle Harbor Amenities! www.Eagleharboronline.co

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,077
Property taxesest. at asking price, Clay County$858
HOAbilled annually$10
Estimated total, before insurance$3,946/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,409/yr · $617/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,724 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,409/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 7, 2026Closed$560,000
  • Sep 4, 2026Active Under Contract$560,000
  • Aug 28, 2026Listed$560,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $246/sq ft; this home is listed at $193/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1831 Cross Green Way, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$680,000$2154/3.53,1651270.4
2125 Blue Heron Cove, Fleming Island, FL 32003Listed by BEYCOME OF FLORIDA LLCSep 2026$890,000$3464/32,57440.6
2533 Sunny Creek Drive, Fleming Island, FL 32003Listed by HOMESMARTAug 2026$635,000$1775/4.53,580350.8
1894 Osprey Bluff Boulevard, Fleming Island, FL 32003Listed by INI REALTYAug 2026$879,900$2465/4.53,574490.9
1846 Waterbury Lane, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLCOct 2026$1,360,000$3795/4.53,59271.2
1716 Secluded Woods Way, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$640,000$2145/42,984511.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$560,000
Price / Sq Ft$193
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,899
Acres0.22 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryThunderbolt, reported on 3 other Eagle Creek listings
MiddleGreen Cove Springs, reported on 3 other Eagle Creek listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2388 Country Side Drive, Fleming Island, FL 32003
Area124-Fleming Island-SW
SubdivisionEagle Creek
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size9,583.2 sq ft
Parcel Number06052601426400239

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesDouble Sided, Gas
# of Stories1
LevelsOne
SecuritySmoke Detector(s)

Additional Information

Date ListedAugust 28, 2026
Days on Market5
HOA Fees$120 / Annually
HOA FrequencyAnnually
Tax Amount$7,408.95
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Sold by: KELLER WILLIAMS ST JOHNS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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