Sold·Closed Oct 9, 2026·7 days on market
1846 Waterbury Lane
Fleming Island, FL 32003
About this home
Fleming Island
Welcome to the waterfront lifestyle you've been dreaming of. Perfectly positioned on a sprawling estate lot in one of Fleming Island's most desirable communities, this beautifully updated home offers luxury, comfort, and peace of mind from one of the highest elevations in the neighborhood. Designed for those who love life on the water, enjoy your private retreat featuring a covered boathouse with an 11,000-lb lift, floating dock, new bulkhead, extended screened lanai with a fully equipped outdoor kitchen, and an expansive paver patio overlooking the water. With direct navigable access to Doctor's Lake and the St. Johns River, every day feels like a vacation. Inside, you'll find a stunning, renovated chef's kitchen with Viking and Bosch appliances, luxury vinyl plank flooring throughout, fresh interior paint, plus a newer roof and three new HVAC systems. Residents also enjoy a community boat ramp and convenient RV/boat storage.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1988)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,677 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 24 mi · 202 parking spaces
Closest park or preserve
Alpine Groves Parkabout 6 mi · 1 mi of trails
Closest public boat ramp
Lakeshore Park Boat Rampabout 2 mi · St. Johns River - Doctors Lake
Closest kayak & paddleboard launch
Doctors Lake Park Kayak Launchabout 0.9 mi · Doctors Lake
Closest grocery store
Publixabout 6 mi · 6001 Argyle Forest Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $6,025/yr
Estimated taxes if purchased at asking price: ~$25,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 10, 2026Closed$1,395,000
- Sep 5, 2026Pending$1,395,000
- Aug 21, 2026Active Under Contract$1,395,000
- Aug 13, 2026Active$1,395,000
- Aug 3, 2026Listed$1,395,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $388/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1894 Osprey Bluff Boulevard, Fleming Island, FL 32003Listed by INI REALTY | Aug 2026 | $879,900 | $246 | 5/4.5 | 3,574 | 49 | 0.3 |
| 1928 Moorings Circle, Middleburg, FL 32068Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $610,000 | $184 | 5/5 | 3,317 | 88 | 0.4 |
| 2125 Blue Heron Cove, Fleming Island, FL 32003Listed by BEYCOME OF FLORIDA LLC | Sep 2026 | $890,000 | $346 | 4/3 | 2,574 | 4 | 0.6 |
| 1885 Silo Oaks Place, Middleburg, FL 32068Listed by KELLER WILLIAMS ST JOHNS | Sep 2026 | $575,000 | $163 | 5/4 | 3,524 | 81 | 0.7 |
| 2468 Stoney Glen Drive, Fleming Island, FL 32003Listed by HARRIS REALTY PARTNERS LLC | Jul 2026 | $775,000 | $224 | 5/4 | 3,457 | 23 | 0.7 |
| 2283 South Brook Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $695,000 | $225 | 5/4 | 3,093 | 11 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Sold by: REAL BROKER LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines