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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·10 days on market

5813 Ridgeway Road E

Jacksonville, FL 32244

$184,900$200/sqftEst. $1,024/moMLS# 2161813
3
Beds
1.5
Baths
925
Sq Ft
1961
Built
—
Garage
No
Pool
FEMA Zone XNo HOA7,405 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Updated Jacksonville Home with Space, Convenience & Value! A 3-bedroom home featuring a remodeled kitchen, updated flooring, and a comfortable layout with 925 sq ft of living space. It is currently configured with 2 full bathrooms and also features a recently updated A/C system, plumbing and electrical*. Step outside to a spacious backyard offering two detached wood structures, including a large covered outdoor pavilion--perfect for entertaining, hobbies, outdoor gatherings, or additional storage possibilities. A covered carport adds everyday convenience. Ideally located with easy access to I-295, 103rd St and Blanding Blvd, placing shopping, grocery stores, dining, schools and everyday services within convenient reach. Whether you're looking for an affordable primary residence or your next investment opportunity, this property offers a great combination of updates, outdoor space, location and value. *Buyer to verify all measurements and improvements. Images have been edited.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,024
Property taxesest. at asking price, Duval County$302
Estimated total, before insurance$1,326/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,077/yr · $256/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$184,900
$36,980
Loan Term
Monthly Payment
$1,024
Principal & Interest: $1,024
Property taxes (est.): $302
Insurance (est.): $123
Estimated Total Monthly
$1,449
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1961)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,131 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,077/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 25, 2026Listed$184,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7578 Ridgeway Road N, Jacksonville, FL 32244Listed by EXIT 1 STOP REALTYOct 2026$210,000$1753/21,20040.2
5646 Ricker Road, Jacksonville, FL 32244Listed by WATSON REALTY CORPJul 2026$130,000$1114/11,1752080.3
5725 Hillman Drive, Jacksonville, FL 32244Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$136,000$1363/1.59991710.5
7514 Melvin Road, Jacksonville, FL 32210Listed by LIGHTHOUSE PROPERTY MANAGEMENT & REALTY LLCAug 2026$196,000$1723/11,140970.8
7351 Proxima Road, Jacksonville, FL 32210Listed by NUVIEW REALTYMay 2026$145,000$1593/191230.8
8157 Galaxie Drive, Jacksonville, FL 32244Listed by BIRD DOG REAL ESTATE GROUP LLCSep 2026$230,000$1944/21,1842150.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$184,900
Price / Sq Ft$200
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage925
Total Structure Area1,308 sq ft
Acres0.17 acres
Year Built1961
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryJacksonville Heights
MiddleWestside
HighWestside High School

Community Information

Address5813 Ridgeway Road E, Jacksonville, FL 32244
Area063-Jacksonville Heights/Oak Hill/English Estates
SubdivisionOak Hill Manor
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size7,405.2 sq ft
Parcel Number0150700000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCarport

Interior

AppliancesConvection Oven, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Additional Information

Date ListedOctober 1, 2026
Days on Market11
Tax Amount$3,076.53
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RISE REALTY ADVISORS, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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