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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Aug 14, 2026·95 days on market

2053 Trailing Pines Way

Fleming Island, FL 32003

$450,000sold priceListed at $449,900 · 100% of asking$195/sqftMLS# 2139679
4
Beds
3
Baths
2,302
Sq Ft
2003
Built
2
Garage
No
Pool
FEMA Zone AHOA $5/mo6,534 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Fleming Island

Beautifully maintained home in the highly sought-after Fleming Island area! This spacious home offers 4 bedrooms, 3 full bathrooms, a dedicated office, and a formal dining area--perfect for both everyday living and entertaining. The well-appointed kitchen offers 42'' cabinets with crown molding, sleek quartz countertops, a breakfast bar, and ample storage, all flowing seamlessly into a large, inviting great room. The lower level showcases elegant porcelain tile flooring throughout. Upstairs, you'll find a private bonus room or 4th bedroom complete with its own full bath--ideal for guests or a flex space. Step outside to enjoy a large screened-in lanai and extended patio, perfect for grilling while taking in serene pond and preserve views. Chandelier in foyer does not convey! Additional highlights include a 2-car garage, roof (2023), and a recently updated HVAC (2024). This home truly shows like a model--don't miss your opportunity to make it yours! All of Eagle Harboer Amenitie

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,493
Property taxesest. at asking price, Clay County$690
HOAbilled annually$5
Estimated total, before insurance$3,187/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,680/yr · $473/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,493
Principal & Interest: $2,493
Property taxes (est.): $690
Insurance (est.): $300
Estimated Total Monthly
$3,482
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,729 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$395,443$242,918—
2024$374,754$235,365—
2023$366,768$227,054—
2022$304,634$218,985—
2021$261,151$211,151—
2020$241,808$116,563—

2025 property taxes (current owner): $5,680/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 17, 2026Closed$449,900
  • Aug 7, 2026Pending$449,900
  • Jul 20, 2026Active Under Contract$449,900
  • Jul 9, 2026Price change$449,900−$5,000
  • Apr 12, 2026Listed$454,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $195/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1433 Course View Drive, Fleming Island, FL 32003Listed by ELITE REALTY GROUPSep 2026$560,000$1895/42,96340.6
2388 Country Side Drive, Fleming Island, FL 32003Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2026$560,000$1933/2.52,89950.8
1749 Preserve Point Terrace, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$615,000$2244/32,748290.9
1716 Secluded Woods Way, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$640,000$2145/42,984511
2140 Eagle Talon Circle, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$440,000$1643/2.52,685461
2004 Hawkeye Place, Fleming Island, FL 32003Listed by KELLER WILLIAMS WINTER PARKAug 2026$420,000$1604/32,629721

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$449,900
Price / Sq Ft$195
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,302
Acres0.15 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address2053 Trailing Pines Way, Fleming Island, FL 32003
Area124-Fleming Island-SW
SubdivisionPine Lake Ii
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size6,534 sq ft
Parcel Number05052601422104137

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Golf Course, Jogging Path, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Restaurant
UtilitiesCable Connected, Electricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond, Protected Preserve
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile
# of Stories2
LevelsOne and One Half
LaundryElectric Dryer Hookup, Washer Hookup
Spa FeaturesCommunity

Exterior

Lot DescriptionDead End Street
Patio / PorchCovered, Screened
FencingWrought Iron
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedApril 13, 2026
Days on Market95
HOA Fees$55 / Annually
HOA FrequencyAnnually
Tax Amount$5,679.79
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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