This home is in Jardin de Mer, Jacksonville Beach — a home near Duncan U. Fletcher High School.
Active·49 days on market·Jardin de Mer
165 Jardin De Mer Place
Jacksonville Beach, FL 32250
7 more homes for sale in Jardin de Mer →Search Jardin de Mer on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 333-8595 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jardin de Mer
Looking for beach living without the beachfront price tag or the maintenance that comes with it? Whether you're searching for a full-time home, an easy beach retreat, or a smart investment near the coast, this spacious 3-bedroom condo delivers a lot to love in a location that's hard to beat. Located on the second/top floor, this residence means no neighbors above and vaulted ceilings that give the living spaces an open, airy feel. Luxury vinyl plank flooring runs throughout, with no carpet, while a wood-burning fireplace adds warmth and character to the main living area. The kitchen features stainless steel appliances, and the washer and dryer are included for everyday convenience. The owner's suite offers a walk-in closet and its own covered balcony, creating a private spot for morning coffee or winding down at the end of the day. Two additional bedrooms and a second full bath provide plenty of flexibility for guests and a home office
Next steps in Jardin de Mer
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,795 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:22 AM, sunset 7:05 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,107/yr
Estimated taxes if purchased at asking price: ~$5,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 17, 2026Listed$297,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Jardin de Mer
Jardin de Mer is a neighborhood in Jacksonville Beach Condos, FL (Duval County), ZIP 32250.
View all Jardin de Mer homes for sale →Keep looking
More homes in Jardin de Mer
For Sale211 Jardin De Mer Place 211Jacksonville Beach, FL 32250
3 bd · 2 ba · 1,500 sq ft
$295,000Est. $1,570/moWelcome to Jardin De Mer, a charming condo in the heart of Jacksonville Beach. Located just minutes from the ocean,…
Listing Office: berkshire hathaway homeservices florida network realty
For Sale27 Jardin De Mer Place 27Jacksonville Beach, FL 32250
3 bd · 2 ba · 1,500 sq ft
$299,500Est. $1,594/mo*5% ASSUMABLE CONVENTIONAL LOAN OFFERED* - Live the Jacksonville Beach lifestyle at an incredible value. This…
Listing Office: berkshire hathaway homeservices florida network realty
For Sale37 Jardin De Mer PlaceJacksonville Beach, FL 32250
3 bd · 2 ba · 1,500 sq ft
$300,000Est. $1,597/moWelcome to 37 Jardin de Mer - a light-filled condo offering 3 bedrooms, 2 baths, and 1,500 sq. ft. of comfortable…
Listing Office: keller williams realty atlantic partners
For Sale24 Jardin De Mer Place 24Jacksonville Beach, FL 32250
3 bd · 2 ba · 1,500 sq ft
$289,000Est. $1,538/moUnder $300k, 1 mile to the ocean, 1500 square feet of living space with 3 bedrooms, 2 baths and a garage! This…
Listing Office: watson realty corp
Keep looking
Similar homes in Jacksonville Beach
Explore the area
More in Jardin de Mer
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines