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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach a home near Duncan U. Fletcher High School.

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Active·Listed today

24 Jardin De Mer Place 24

Jacksonville Beach, FL 32250

$299,000$199/sqftEst. $1,525/moMLS# 2158116
3
Beds
2
Baths
1,500
Sq Ft
2003
Built
1
Garage
No
Pool

About this home

Jacksonville Beach

Under $300k, 1 mile to the ocean, 1500 square feet of living space with 3 bedrooms, 2 baths and a garage! This refreshed condominium has been freshly painted and has LVP in the living areas and new lighting and fans throughout. With newer stainless appliances and pantry closet, the large kitchen has plenty of storage and counter space. Separating the kitchen and living space is a huge breakfast bar and adjoining dining room. The 14'x16' Primary has a private balcony, a walk-in closet and another closet for linens (or shoes). The ensuite bath is oversized with a wall-to-wall vanity with dual sinks and abundant storage. The other two sizeable sun-lit bedrooms share another bath. A convenient laundry room is off the kitchen. There is a large storage closet inside the condominium along with another closet in the garage.

Cost to own

Mortgage calculator

$299,000
$59,800
Loan Term
Monthly Payment
$1,525
Principal & Interest: $1,525
Property taxes (est.): $488
Insurance (est.): $199
Estimated Total Monthly
$2,212
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,525
Property taxesest. at asking price, Duval County$488
HOAbilled monthly$300
Estimated total, before insurance$2,313/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,943/yr · $412/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,943/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,799 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 1, 2026Listed$299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$299,000
Price / Sq Ft$199
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,500
Total Structure Area12,000 sq ft
Year Built2003
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Community Information

Address24 Jardin De Mer Place 24, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionJardin De Mer
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Parcel Number1773871120
ZoningCondominium

Amenities

AmenitiesMaintenance Structure, Management - Off Site
UtilitiesCable Connected, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesBalcony
Patio / PorchPorch
RoofShingle
ConstructionStucco

Additional Information

Date ListedAugust 1, 2026
Days on Market1
HOA Fees$300 / Monthly
HOA FrequencyMonthly
HOA NameJardin de Mer
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Trash
Tax Amount$4,943.31
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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