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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·68 days on market

4247 Victor Street

Jacksonville, FL 32207

$263,990$218/sqftEst. $1,462/moMLS# 2158312
↓ $6,000 below original list
3
Beds
2
Baths
1,209
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 storyNew construction

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

**Ask about our Builder Incentives** BRAND NEW CONSTRUCTION! Welcome home to this spacious 3 bedroom, 2 bath property. Step inside to find an open, spacious floorpan. The chef's kitchen is complete with brand new appliances, white shaker cabinets, a large island, breakfast bar, and built in storage. The owner's suite is spacious, features a walk in closet with built in storage and a gorgeous en suite bathroom. The property features 2 additional bedrooms, open living area, and in unit laundry room with built in storage as well. There is durable, vinyl plank flooring throughout the interior. 1 car garage for parking and extra storage. New roof, new HVAC, new electric & plumbing; everything is NEW! Enjoy no HOA or CDD fees. Conveniently located near local shopping and dining, schools, parks, and major highways.

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,462
Property taxesest. at asking price, Duval County$431
Estimated total, before insurance$1,893/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$263,990
$52,798
Loan Term
Monthly Payment
$1,462
Principal & Interest: $1,462
Property taxes (est.): $431
Insurance (est.): $176
Estimated Total Monthly
$2,069
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,424 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 20, 2026Price change$263,990−$5,000
  • Sep 8, 2026Price change$268,990−$1,000
  • Aug 3, 2026Listed$269,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $207/sq ft; this home is listed at $218/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4303 Victor Street, Jacksonville, FL 32207Listed by REAL BROKER LLCSep 2026$259,990$2163/2.51,201300
4235 Victor Street, Jacksonville, FL 32207Listed by REAL BROKER LLCAug 2026$299,990$2134/21,410460
2416 Johnson Avenue, Jacksonville, FL 32207Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$234,900$1554/21,513140.3
3888 Bolt Avenue, Jacksonville, FL 32207Listed by JWB REALTY LLCAug 2026$245,000$2053/21,19690.3
2235 Sessions Lane, Jacksonville, FL 32207Listed by REAL BROKER LLCSep 2026$259,990$2073/21,253650.5
3679 Mimosa Drive, Jacksonville, FL 32207Listed by LOWEST FEE REALTY LLCSep 2026$225,000$1923/21,17450.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$263,990
Price / Sq Ft$218
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,209
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address4247 Victor Street, Jacksonville, FL 32207
Area012-San Jose
SubdivisionLarsen
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Parcel Number1264760040

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedAugust 3, 2026
Days on Market48
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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