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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed Aug 21, 2026·46 days on market·Recent sales in Jacksonville

4235 Victor Street

Jacksonville, FL 32207

$299,990sold priceListed at $289,990 · 103.4% of asking$213/sqftMLS# 2148111
4
Beds
2
Baths
1,410
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOA8,276 sqft lotSingle Family Residence1 storyNew construction

About this home

Jacksonville

Brand New Construction! This stunning 4 bedroom, 2 bath home is designed for modern living. The spacious kitchen features a large island, sleek white shaker cabinets, quartz countertops, and stainless steel appliances, perfect for cooking and entertaining. Beautiful LVP flooring flows throughout the home, while bathrooms showcase elegant quartz countertops and classic white subway tile. The spacious primary bedroom offers a large walk-in closet, an en-suite bathroom with dual vanities for comfort and convenience. Additionally featuring a 2 car garage and in unit laundry room. With 4 versatile bedrooms, you have the flexibility to create an office, bonus room, or whatever fits your lifestyle. Endless possibilities await. Schedule your showing today!!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,662
Property taxesest. at asking price, Duval County$490
Estimated total, before insurance$2,151/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,204/yr · $100/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$299,990
$59,998
Loan Term
Monthly Payment
$1,662
Principal & Interest: $1,662
Property taxes (est.): $490
Insurance (est.): $200
Estimated Total Monthly
$2,351
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,432 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$51,351$46,949—
2024$56,945$42,681▲ $1,955
2023$45,504$38,801▲ $1,123
2022$43,385$35,274—
2021$33,061$32,068—
2020$29,153$29,153▼ $147

2025 property taxes (current owner): $1,204/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 24, 2026Closed$289,990
  • Jul 23, 2026Pending$289,990
  • Jul 17, 2026Active Under Contract$289,990
  • Jul 14, 2026Price change$289,990−$10,000
  • Jun 1, 2026Listed$299,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $207/sq ft; this home is listed at $206/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4303 Victor Street, Jacksonville, FL 32207Listed by REAL BROKER LLCSep 2026$259,990$2163/2.51,201300
2416 Johnson Avenue, Jacksonville, FL 32207Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$234,900$1554/21,513140.3
2235 Sessions Lane, Jacksonville, FL 32207Listed by REAL BROKER LLCSep 2026$259,990$2073/21,253650.5
3679 Mimosa Drive, Jacksonville, FL 32207Listed by LOWEST FEE REALTY LLCSep 2026$225,000$1923/21,17450.5
4135 Hudnall Road, Jacksonville, FL 32207Listed by COWFORD REALTY & DESIGN LLCOct 2026$260,000$2233/2.51,168760.7
2010 Sheridan Lane, Jacksonville, FL 32207Listed by JWB REALTY LLCOct 2026$290,000$1774/2.51,6411851

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$289,990
Price / Sq Ft$206
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,410
Acres0.19 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address4235 Victor Street, Jacksonville, FL 32207
Area012-San Jose
SubdivisionLarsen
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size8,276.4 sq ft
Parcel Number1264750000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedJune 1, 2026
Days on Market46
Tax Amount$1,204.06
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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