Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Photo 1 / 24
Sold

Sold·Closed Aug 20, 2026·9 days on market·Recent sales in Jacksonville

3888 Bolt Avenue

Jacksonville, FL 32207

$245,000sold priceListed at $250,000 · 98% of asking$205/sqftMLS# 2154285
3
Beds
2
Baths
1,196
Sq Ft
2019
Built
2
Garage
No
Pool
FEMA Zone XNo HOA6,098 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome home to this beautifully refreshed hidden gem! Built in 2019, this 3-bedroom, 2-bath home with a 2-car garage still offers the feel of new construction without the added expense of HOA or CDD fees. Nestled in a peaceful and tucked-away setting, this home offers the perfect balance of privacy and convenience, just seconds from the community pool and park. Boasting modern finishes, a desirable open layout, fresh interior paint, updated light fixtures, and durable luxury vinyl flooring provide a stylish, low-maintenance living experience. The open-concept floor plan is ideal for both everyday living and entertaining. At the heart of the home, the kitchen features rich espresso cabinetry, granite countertops, and a spacious island overlooking the living area, creating the perfect space to gather with family and friends. A dedicated laundry room adds extra convenience to your daily routine. This could be the one you've been waiting for. Book your tour today!!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,357
Property taxesest. at asking price, Duval County$400
Estimated total, before insurance$1,757/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,604/yr · $300/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$245,000
$49,000
Loan Term
Monthly Payment
$1,357
Principal & Interest: $1,357
Property taxes (est.): $400
Insurance (est.): $163
Estimated Total Monthly
$1,920
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,359 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$172,424$172,424▲ $7,208
2023$172,268$160,475—
2022$165,069$145,887—
2021$132,625$132,625—
2020$126,717$126,717—

2025 property taxes (current owner): $3,604/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Aug 20, 2026Closed$250,000
  • Jul 17, 2026Active Under Contract$250,000
  • Jul 8, 2026Listed$250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $207/sq ft; this home is listed at $209/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2235 Sessions Lane, Jacksonville, FL 32207Listed by REAL BROKER LLCSep 2026$259,990$2073/21,253650.2
2416 Johnson Avenue, Jacksonville, FL 32207Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$234,900$1554/21,513140.3
4303 Victor Street, Jacksonville, FL 32207Listed by REAL BROKER LLCSep 2026$259,990$2163/2.51,201300.3
4235 Victor Street, Jacksonville, FL 32207Listed by REAL BROKER LLCAug 2026$299,990$2134/21,410460.3
4066 Grant Road, Jacksonville, FL 32207Listed by HERRON REAL ESTATE LLCAug 2026$230,000$1873/21,23070.3
3679 Mimosa Drive, Jacksonville, FL 32207Listed by LOWEST FEE REALTY LLCSep 2026$225,000$1923/21,17450.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$250,000
Price / Sq Ft$209
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,196
Acres0.14 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address3888 Bolt Avenue, Jacksonville, FL 32207
Area012-San Jose
SubdivisionHollingsworth
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size6,098.4 sq ft
Parcel Number1267450010

Amenities

UtilitiesElectricity Available, Water Available
SewerSeptic Tank
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island
AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchFront Porch, Rear Porch
RoofShingle
ConstructionOther

Additional Information

Date ListedJuly 8, 2026
Days on Market9
Tax Amount$3,603.52
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JWB REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines