This home is in Oceanside Park, Jacksonville Beach.

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Active

Active·Listed today·Oceanside Park

625 12th Avenue S

Jacksonville Beach, FL 32250

$759,000$518/sqftEst. $4,040/moMLS# 2154684

Beds

Baths

1,465

Sq Ft

2024

Built

Garage

Pool

About this home

Oceanside Park

Introducing a stunning new construction 3-story townhouse nestled on 12th Avenue S in the charming Jacksonville Beach. This contemporary residence boasts 3 bedrooms, 3.5 baths, and spacious backyards, offering a perfect blend of modern luxury and coastal living. Step inside to discover an open and airy floor plan, thoughtfully designed to maximize space and natural light. The homes on one side of the street enjoy the tranquility of a beautiful park and canal, providing a picturesque area for leisurely strolls, playtime with kids, and walking beloved pets. Conveniently located near pristine beaches, dining, and entertainment, this townhouse is a coastal haven. Book your showing today!

Cost to own

Mortgage calculator

Home Price

$759,000

Down Payment: 20%

$151,800

Interest Rate: 7.00%

Loan Term

Monthly Payment

$4,040

Principal & Interest: $4,040

Est. Taxes & Insurance: $1,010

Estimated Total Monthly

$5,050

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,040

Property taxesest. at asking price, Duval County$1,239

Estimated total, before insurance$5,279/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$2,153,553	$1,843,502	—

Estimated taxes if purchased at asking price: ~$14,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History