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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$485,0004 bd · 3 ba · 2,661 sq ft

Active·100 days on market

334 Legacy Drive

Orange Park, FL 32073

$485,000$182/sqftEst. $2,644/mo mortgageMLS# 2158205
↓ $14,000 below original list
4
Beds
3
Baths
2,661
Sq Ft
2002
Built
2
Garage
No
Pool
FEMA Zone XHOA $155/mo0.48 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

Experience the lifestyle of Orange Park Country Club in this spacious, vacant 4-bedroom, 3-full-bath home offering 2,661 sq. ft. of comfortable one-story living. The desirable split-bedroom floor plan provides privacy, while generous living areas offer plenty of space for relaxing and entertaining. Enjoy the peaceful atmosphere of this gated community, surrounded by preserved woods, stocked lakes and scenic views, with sidewalks for walking, biking and skating. The Grove offers neighborhood dining, recreation and social opportunities, including pickleball courts, golf simulators, patio games, fitness, kids' activities, community events and a 9-hole disc golf course. Some amenities require optional membership or separate fees. Conveniently located near shopping, restaurants, Doctors Lake and I-295. Vacant and ready for its next chapter. Schedule your private showing and discover the lifestyle waiting at 334 Legacy Drive!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,644
Property taxesest. at asking price, Clay County$743
HOAbilled semi-annually$155
Estimated total, before insurance$3,543/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,797/yr · $316/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$485,000
$97,000
Loan Term
Monthly Payment
$2,644
Principal & Interest: $2,644
Property taxes (est.): $743
Insurance (est.): $323
Estimated Total Monthly
$3,711
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,578 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,797/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 24, 2026Price change$485,000−$14,000
  • Aug 1, 2026Listed$499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $182/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
486 Monterey Parkway, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$599,000$1795/4.53,3521750.2
3158 Country Club Boulevard, Orange Park, FL 32073Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$550,000$1774/43,111620.5
656 Wyndham Court, Orange Park, FL 32073Listed by CHAD AND SANDY REAL ESTATE GROUPOct 2026$612,500$2235/32,747340.6
838 Westminster Drive, Orange Park, FL 32073Listed by UNITED REAL ESTATE GALLERYOct 2026$505,000$2003/22,526640.6
587 Oakmont Drive, Orange Park, FL 32073Listed by RE/MAX SPECIALISTSOct 2026$394,900$1744/32,270530.6
514 Sugar Grove Place, Orange Park, FL 32073Listed by THE THAYVER GROUPNov 2026$570,000$1795/33,187940.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$485,000
Price / Sq Ft$182
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,661
Total Structure Area3,465 sq ft
Acres0.48 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryS. Bryan Jennings
MiddleOakleaf Jr High

Community Information

Address334 Legacy Drive, Orange Park, FL 32073
Area131-Meadowbrook/Loch Rane
SubdivisionOrange Park Cc
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size20,908.8 sq ft
Parcel Number02042500881431723
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Gated, Jogging Path, Management- On Site, Pickleball, Playground, Security
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces2
# of Stories1
LevelsOne
SecurityGated with Guard, Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 2, 2026
Days on Market100
HOA Fees$932.44 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$3,796.8
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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