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Active

Active·4 days on market

334 Legacy Drive

Orange Park, FL 32073

$499,000$188/sqftEst. $2,544/moMLS# 2158205

Beds

Baths

2,661

Sq Ft

2002

Built

Garage

Pool

About this home

Orange Park

Experience the lifestyle of Orange Park Country Club in this spacious, vacant 4-bedroom, 3-full-bath home offering 2,661 sq. ft. of comfortable one-story living. The desirable split-bedroom floor plan provides privacy, while generous living areas offer plenty of space for relaxing and entertaining. Enjoy the peaceful atmosphere of this gated community, surrounded by preserved woods, stocked lakes and scenic views, with sidewalks for walking, biking and skating. The Grove offers neighborhood dining, recreation and social opportunities, including pickleball courts, golf simulators, patio games, fitness, kids' activities, community events and a 9-hole disc golf course. Some amenities require optional membership or separate fees. Conveniently located near shopping, restaurants, Doctors Lake and I-295. Vacant and ready for its next chapter. Schedule your private showing and discover the lifestyle waiting at 334 Legacy Drive!

Cost to own

Mortgage calculator

Home Price

$499,000

Down Payment: 20%

$99,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,544

Principal & Interest: $2,544

Property taxes (est.): $765

Insurance (est.): $333

Estimated Total Monthly

$3,642

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,544

Property taxesest. at asking price, Clay County$765

HOAbilled semi-annually$155

Estimated total, before insurance$3,464/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,797/yr · $316/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,797/yr

Estimated taxes if purchased at asking price: ~$9,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,578 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 1, 2026Listed$499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$499,000

Price / Sq Ft$188

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,661

Total Structure Area3,465 sq ft

Acres0.48 acres

Year Built2002

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryS. Bryan Jennings

MiddleOakleaf Jr High

HighOrange Park

Community Information

Address334 Legacy Drive, Orange Park, FL 32073

Area131-Meadowbrook/Loch Rane

SubdivisionOrange Park Cc

CityOrange Park

CountyClay

StateFL

Zip Code32073

Lot Size20,908.8 sq ft

Parcel Number02042500881431723

ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Gated, Jogging Path, Management- On Site, Pickleball, Playground, Security

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower

AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces2

# of Stories1

LevelsOne

SecurityGated with Guard, Security Gate, Smoke Detector(s)