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Active Under Contract

Active Under Contract·110 days on market

3158 Country Club Boulevard

Orange Park, FL 32073

$565,000$182/sqftEst. $2,881/moMLS# 2138338

Beds

Baths

3,111

Sq Ft

1997

Built

Garage

Pool

About this home

Orange Park

Waterfront serenity within the gates of the Orange Park Country Club! Offering four bedrooms and four bathrooms plus an office, this thoughtfully designed residence showcases beautiful water views in the back and a private preserve in the front. Perfectly situated in the heart of it all, this home provides a tranquil start to the day and a relaxing retreat each evening, with light-filled living spaces that create an inviting atmosphere throughout. This meticulously maintained home features gleaming wood floors and designer kitchen cabinetry. Residents of Orange Park Country Club also have the opportunity to enjoy The Grove, a growing membership community offering dining, fitness, and recreation just steps--or a short golf cart ride--from home. This is country club living at its most comfortable and convenient, where every day feels like a getaway.

Cost to own

Mortgage calculator

Home Price

$565,000

Down Payment: 20%

$113,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,881

Principal & Interest: $2,881

Property taxes (est.): $866

Insurance (est.): $377

Estimated Total Monthly

$4,123

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,881

Property taxesest. at asking price, Clay County$866

HOAbilled semi-annually$156

Estimated total, before insurance$3,902/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,694/yr · $308/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$446,828	$208,119	—
2024	$409,588	$201,547	—
2023	$401,366	$194,221	—
2022	$369,261	$187,108	—
2021	$298,657	$180,202	—
2020	$272,719	$177,024	—

2025 property taxes (current owner): $3,694/yr

Estimated taxes if purchased at asking price: ~$10,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,705 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 4, 2026Listed$565,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$565,000

Price / Sq Ft$182

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage3,111

Acres0.36 acres

Year Built1997

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryS. Bryan Jennings

MiddleOrange Park

HighOrange Park

Community Information

Address3158 Country Club Boulevard, Orange Park, FL 32073

Area131-Meadowbrook/Loch Rane

SubdivisionOrange Park Cc

CityOrange Park

CountyClay

StateFL

Zip Code32073

Lot Size15,681.6 sq ft

Parcel Number02042500881431302

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Pickleball, Playground, Trash

UtilitiesCable Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewWater

Waterfront TypeLagoon

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Jack and Jill Bath, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator, Washer, Wine Cooler

HeatingCentral, Zoned

CoolingCentral Air, Zoned

FlooringCarpet, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsOne and One Half

LaundryElectric Dryer Hookup, Washer Hookup

Security24 Hour Security, Gated with Guard, Security System Owned