$450,000Active Under Contract4 bd · 3 ba · 2,496 sq ft
Active Under Contract·127 days on market
729 Cherry Grove Road
Orange Park, FL 32073
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Orange Park
BANK APPROVED LIST PRICE! Rare short sale opportunity with highly motivated sellers, bring all offers! POOL HOME in GATED Orange Park Country Club, on an oversized corner lot. Expect open living spaces, soaring ceilings, a bright kitchen, plantation shutters, + a cozy fireplace. Benefit from peace of mind with major systems--2017 HVAC & Roof ~ 10yr Water heater. Enjoy year-round entertaining with the sparkling pool, complete with a newly installed toddler safety gate for peace of mind. The community has recently undergone a refresh & now offers some of the area's most sought-after amenities. Country Club membership includes access to The Hub, a 4,600 sf space with pickleball courts, golf simulators, patio games, and a wedding venue, plus a new restaurant and bar, summer camps for kids, community events, and a 9-hole disc golf course.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — year not disclosed (home built 1993)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,735 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave Sabout 24 mi · 28 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 6 mi · 4 mi of trails
Closest public boat ramp
Lakeshore Park Boat Rampabout 4 mi · St. Johns River - Doctors Lake
Closest kayak & paddleboard launch
Doctors Lake Park Kayak Launchabout 4 mi · Doctors Lake
Closest grocery store
Publixabout 2 mi · 6001 Argyle Forest Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $529,000 in September 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $466,203 | $324,003 | — |
| 2024 | $433,959 | $314,165 | — |
| 2023 | $440,106 | $284,747 | — |
| 2022 | $389,959 | $274,998 | — |
| 2021 | $315,533 | $265,533 | — |
| 2020 | $258,010 | $197,640 | — |
2024 property taxes (current owner): $5,231/yr
Estimated taxes if purchased at asking price: ~$8,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 14, 2026Active Under Contract$450,000
- Jul 17, 2026Active$450,000
- Jul 1, 2026Listed$450,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $160/sq ft; this home is listed at $180/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 663 Kilchurn Drive, Orange Park, FL 32073Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Oct 2026 | $440,000 | $155 | 4/3 | 2,840 | 33 | 0.3 |
| 459 Charles Pinckney Street, Orange Park, FL 32073Listed by ROUND TABLE REALTY | Oct 2026 | $284,900 | $159 | 3/2 | 1,789 | 45 | 0.6 |
| 778 Ennis Drive, Orange Park, FL 32073Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $345,000 | $153 | 4/3 | 2,252 | 5 | 0.6 |
| 514 Sugar Grove Place, Orange Park, FL 32073Listed by THE THAYVER GROUP | Nov 2026 | $570,000 | $179 | 5/3 | 3,187 | 94 | 0.8 |
| 596 Robert Livingston Street, Orange Park, FL 32073Listed by KELLER WILLIAMS JACKSONVILLE | Aug 2026 | $360,000 | $195 | 4/2 | 1,849 | 2 | 0.8 |
| 680 Ridgestone Court, Orange Park, FL 32065Listed by HERRON REAL ESTATE LLC | Oct 2026 | $327,000 | $160 | 4/2.5 | 2,038 | 6 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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