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Sold

$505,000Sold3 bd · 2 ba · 2,526 sq ft

Sold·Closed Oct 13, 2026·64 days on market

838 Westminster Drive

Orange Park, FL 32073

$505,000sold priceListed at $525,000 · 96.2% of asking$200/sqftMLS# 2153216
3
Beds
2
Baths
2,526
Sq Ft
1994
Built
2
Garage
Yes
Pool
FEMA Zone AEHOA $155/mo1.58 acresSingle Family Residence1 story

About this home

Orange Park

Welcome to your own private retreat! Tucked away on a cul-de- sac and situated on 1.58 acres in a sought -after community, this beautiful 3-bedroom, 2-bath home offers the perfect blend of privacy, nature, and resort-style living. Backing to a serene, wooded preserve, you will enjoy peaceful views and frequent visits from deer that roam freely, creating a truly tranquil setting. Inside the home features beautiful, engineered wood flooring flows throughout the main living areas, while a double-sided fireplace adds warmth with an inviting focal point and timeless appeal. Step outside to your covered in-ground pool, the perfect place for entertaining while taking in the beauty of the surrounding preserve. The community offers exceptional amenities, including pickleball courts, frisbee golf, also a beautiful restaurant for dining. Whether you're looking for a peaceful escape or an active lifestyle this home offers the best of both worlds.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,753
Property taxesest. at asking price, Clay County$774
HOAbilled semi-annually$155
Estimated total, before insurance$3,683/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,488/yr · $291/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Read at the listing’s map pin. On a lot this size the zone can change across the property, and the pin may not be where the house stands.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,608 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$392,415$201,678—
2024$359,817$195,146—
2023$353,920$187,861—
2022$325,063$185,288—
2021$265,125$178,421—
2020$246,480$175,261—

2025 property taxes (current owner): $3,488/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 22, 2026Closed$525,000
  • Sep 2, 2026Pending$525,000
  • Aug 1, 2026Price change$525,000−$23,500
  • Jul 8, 2026Price change$548,500−$500
  • Jul 1, 2026Listed$549,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
656 Wyndham Court, Orange Park, FL 32073Listed by CHAD AND SANDY REAL ESTATE GROUPOct 2026$612,500$2235/32,747340.1
587 Oakmont Drive, Orange Park, FL 32073Listed by RE/MAX SPECIALISTSOct 2026$394,900$1744/32,270530.4
2774 Spoonbill Trail, Orange Park, FL 32073Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$365,000$1464/32,4931010.5
514 Sugar Grove Place, Orange Park, FL 32073Listed by THE THAYVER GROUPNov 2026$570,000$1795/33,187940.6
2749 Wood Stork Trail, Orange Park, FL 32073Listed by EXP REALTY LLCSep 2026$320,000$1784/21,79690.8
8382 Chason Road W, Jacksonville, FL 32244Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$330,000$1614/32,056151.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$525,000
Price / Sq Ft$208
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,526
Total Structure Area3,264 sq ft
Acres1.58 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryS. Bryan Jennings, reported on 25 other Orange Park Cc listings
MiddleOrange Park, reported on 24 other Orange Park Cc listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address838 Westminster Drive, Orange Park, FL 32073
Area131-Meadowbrook/Loch Rane
SubdivisionOrange Park Cc
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size68,824.8 sq ft
Lot DimensionsFrontage 223 Depth 308
Parcel Number02042500881425310

Amenities

AmenitiesOther, Gated
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesPantry
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
Fireplace FeaturesDouble Sided
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

ConstructionFrame, Stucco

Additional Information

Date ListedJuly 1, 2026
Days on Market64
HOA Fees$932.44 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$3,487.54
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Sold by: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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