Sold·Closed Aug 20, 2026·175 days on market
486 Monterey Parkway
Orange Park, FL 32073
About this home
Orange Park
5BR/4.5BA home in Orange Park Country Club. Office, golf course views, 3-car garage, roof replaced in 2019. Welcome to this 3,352-square-foot home in the gated Orange Park Country Club community. Situated on a 0.36-acre lot, this residence offers a flexible layout with an office, formal living and dining rooms, and spacious gathering areas designed for everyday living and entertaining. The family room features a gas fireplace with built-in shelving and abundant natural light. The kitchen includes 42-inch white shaker cabinets, granite countertops, stainless steel appliances, a large center island, breakfast bar, and generous prep space. The primary suite offers ample room, dual closets, and a spacious bath. Outside, enjoy a screened lanai, paver patio with space for an outdoor kitchen, a fully fenced backyard, and golf course views. Community amenities include a clubhouse , pool, pickleball courts, and walking paths, with convenient access to shopping, dining, medical, and NAS Jax.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — 2019 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,713 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $615,000 in February 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $528,725 | $528,725 | — |
| 2024 | $507,297 | $457,297 | — |
| 2023 | $497,073 | $323,923 | — |
| 2022 | $442,724 | $313,033 | — |
| 2021 | $352,460 | $302,460 | — |
| 2020 | $328,981 | $328,981 | — |
2025 property taxes (current owner): $8,422/yr
Estimated taxes if purchased at asking price: ~$11,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 20, 2026Closed$599,000
- Aug 18, 2026Pending$599,000
- Jul 21, 2026Active Under Contract$599,000
- Feb 2, 2026Listed$599,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $179/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 533 Golden Links Drive, Orange Park, FL 32073Listed by WATSON REALTY CORP | Aug 2026 | $360,000 | $146 | 4/3 | 2,472 | 36 | 0.2 |
| 544 Golden Links Drive, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $800,000 | $187 | 4/4.5 | 4,277 | 11 | 0.2 |
| 3158 Country Club Boulevard, Orange Park, FL 32073Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $550,000 | $177 | 4/4 | 3,111 | 62 | 0.4 |
| 640 Wyndham Court, Orange Park, FL 32073Listed by KELLER WILLIAMS JACKSONVILLE | Jun 2026 | $625,000 | $204 | 5/4 | 3,059 | 74 | 0.5 |
| 2674 Country Club Boulevard, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $400,000 | $147 | 3/2.5 | 2,716 | 182 | 0.6 |
| 525 Sugar Grove Place, Orange Park, FL 32073Listed by WATSON REALTY CORP | Aug 2026 | $441,500 | $168 | 3/2.5 | 2,634 | 98 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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