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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed Jul 28, 2026·0 days on market·Recent sales in Mandarin

10853 Pine Acres Road

Jacksonville, FL 32257

$425,000sold priceListed at $425,000 · 100% of asking$232/sqftMLS# 2157361
4
Beds
2
Baths
1,835
Sq Ft
2026
Built
2
Garage
No
Pool
No HOA0.45 acresSingle Family Residence1 storyNew construction

About this home

Jacksonville

COMP PURPOSES ONLY

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,354
Property taxesest. at asking price, Duval County$694
Estimated total, before insurance$3,048/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,392/yr · $199/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,354
Principal & Interest: $2,354
Property taxes (est.): $694
Insurance (est.): $283
Estimated Total Monthly
$3,331
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,392/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 28, 2026Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $246/sq ft; this home is listed at $232/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4067 Bald Eagle Lane, Jacksonville, FL 32257Listed by DJ & LINDSEY REAL ESTATESep 2026$410,000$2463/21,67030.2
3658 Hampton Glen Place, Jacksonville, FL 32257Listed by WATSON REALTY CORPSep 2026$355,000$2293/21,55010.3
3622 Ballestero Drive S, Jacksonville, FL 32257Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Oct 2026$379,900$2763/21,376330.5
10397 Arrow Lakes Court, Jacksonville, FL 32257Listed by UNITED REAL ESTATE GALLERYSep 2026$365,000$2653/21,37830.6
10620 Hampton Road, Jacksonville, FL 32257Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$390,000$2434/21,608400.7
3407 Fairbanks Grant Road N, Jacksonville, FL 32223Listed by SUMMER BREEZE REALTYSep 2026$317,000$2083/21,527950.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$425,000
Price / Sq Ft$232
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,835
Acres0.45 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionTo Be Built
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address10853 Pine Acres Road, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionMandarin
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size19,602 sq ft
Parcel Number1557690040
ZoningResidential

Amenities

Community FeaturesStreet Lights
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener

Interior

AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Lot DescriptionSprinklers In Rear
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 28, 2026
Days on Market0
Tax Amount$2,392.01
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: NON MLS (realMLS)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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