This home is in Jacksonville — a pool home in Jacksonville.
Sold·Closed Sep 17, 2026·3 days on market·Recent sales in Jacksonville
676 Martin Lakes Drive E
Jacksonville, FL 32220
About this home
Jacksonville
Come see this stunning former model home by Seda Construction, ideally situated on a desirable corner lot in a charming community featuring tree-lined streets, sidewalks, a community pool, & playground. The true highlight, however, is your own private backyard retreat complete w/a sparkling pool & beautifully landscaped outdoor living space. Step inside to a light-filled foyer that opens to a flexible office or second living area & an elegant formal dining room. The spacious family room features a cozy gas fireplace & overlooks the inviting pool, creating the perfect setting for everyday living & entertaining. Scratch-resistant wood flooring flows throughout the main living areas. The well-appointed kitchen offers stainless steel appliances, a center island, pantry closet, abundant cabinetry, & a breakfast bar for additional seating. The Owner's Suite is a private sanctuary w/direct access to the pool area & an en-suite bath featuring dual vanities, a separate shower soaking tub, & an
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,732 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,132/yr
Estimated taxes if purchased at asking price: ~$8,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 17, 2026Closed$409,900
- Aug 8, 2026Pending$409,900
- Aug 7, 2026Price change$409,900+$5,000
- Jul 28, 2026Pending$404,900
- Jul 28, 2026Active Under Contract$404,900
- Jul 26, 2026Listed$404,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $152/sq ft; this home is listed at $145/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 663 Mandy Oaks Drive, Jacksonville, FL 32220Listed by MARK SPAIN REAL ESTATE | Sep 2026 | $350,000 | $126 | 5/3 | 2,770 | 59 | 0.1 |
| 620 Martin Lakes Drive E, Jacksonville, FL 32220Listed by REMI REALTY, LLC | Jul 2026 | $332,500 | $155 | 3/2 | 2,149 | 90 | 0.1 |
| 734 Martin Lakes Drive E, Jacksonville, FL 32220Listed by FLORIDA HOMES REALTY & MTG LLC | May 2026 | $330,000 | $152 | 3/2 | 2,166 | 1 | 0.1 |
| 763 Roland Lakes Drive, Jacksonville, FL 32220Listed by CLASSIC REALTY | Sep 2026 | $341,500 | $133 | 3/2 | 2,567 | 5 | 0.2 |
| 11269 Belmont Oaks Drive, Jacksonville, FL 32220Listed by RE/MAX SPECIALISTS | Sep 2026 | $350,000 | $150 | 3/2 | 2,328 | 6 | 0.2 |
| 11401 Old Plank Road, Jacksonville, FL 32220Listed by PIER RIDGE REALTY JACKSONVILLE, LLC. | Jul 2026 | $600,000 | $230 | 5/3 | 2,604 | 103 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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