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Active

Active·16 days on market

4311 NW 217th Way

Lawtey, FL 32058

$785,000$321/sqftEst. $4,048/moMLS# 2156703

Beds

Baths

2,444

Sq Ft

2004

Built

Garage

Pool

About this home

Lawtey

Escape the noise and rediscover what home is meant to feel like. Tucked away on just over 20 picturesque acres, this exceptional estate offers the kind of peace that's becoming harder and harder to find. Picture yourself on the expansive Southern front porch, coffee in hand, gently swaying on the porch swing as a cool breeze rolls across the pasture. Watch cows graze, donkeys wander, and the sun rise over your own slice of North Florida paradise. It's a setting that instantly slows life down. With more than 4,000 square feet under roof, this home provides the perfect balance of warmth, comfort, and space for gathering. The thoughtfully designed floor plan was made for both everyday living and entertaining, centered around a stunning chef's kitchen featuring a large center island, breakfast bar, double ovens, gas range, abundant cabinetry, and generous counter space. The spacious living room is anchored by a beautiful fireplace that can be enjoyed as either gas or wood burning

Cost to own

Mortgage calculator

Home Price

$785,000

Down Payment: 20%

$157,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$4,048

Principal & Interest: $4,048

Insurance (est.): $523

Estimated Total Monthly

$4,572

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$4,048

Estimated total, before insurance$4,048/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,107/yr · $342/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,107/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,659 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 23, 2026Listed$785,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$785,000

Price / Sq Ft$321

Bedrooms3

Bathrooms4.00

Full Baths4

Square Footage2,444

Total Structure Area4,040 sq ft

Acres20.27 acres

Year Built2004

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

MiddleBradford

HighBradford

Community Information

Address4311 NW 217th Way, Lawtey, FL 32058

Area522-Bradford County-NW

SubdivisionMetes & Bounds

CityLawtey

CountyBradford

StateFL

Zip Code32058

Lot Size882,961.2 sq ft

Parcel Number01803000100

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Not Available, Water Connected

SewerSeptic Tank

Water SourcePrivate, Well

ParkingAdditional Parking, Garage, Garage Door Opener

ViewTrees/Woods, Other

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Double Oven, Electric Water Heater, Gas Oven, Gas Range, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas, Wood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup