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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$750,0003 bd · 4 ba · 2,444 sq ft

Active·110 days on market

4311 NW 217th Way

Lawtey, FL 32058

$750,000$307/sqftEst. $4,089/mo mortgageMLS# 2156703
↓ $35,000 below original list
3
Beds
4
Baths
2,444
Sq Ft
2004
Built
2
Garage
No
Pool
House in Zone ANo HOA20.27 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Lawtey

Escape the noise and rediscover what home is meant to feel like. Tucked away on just over 20 picturesque acres, this exceptional estate offers the kind of peace that's becoming harder and harder to find. Picture yourself on the expansive Southern front porch, coffee in hand, gently swaying on the porch swing as a cool breeze rolls across the pasture. Watch cows graze, donkeys wander, and the sun rise over your own slice of North Florida paradise. It's a setting that instantly slows life down. With more than 4,000 square feet under roof, this home provides the perfect balance of warmth, comfort, and space for gathering. The thoughtfully designed floor plan was made for both everyday living and entertaining, centered around a stunning chef's kitchen featuring a large center island, breakfast bar, double ovens, gas range, abundant cabinetry, and generous counter space. The spacious living room is anchored by a beautiful fireplace that can be enjoyed as either gas or wood burning

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,089
Estimated total, before insurance$4,089/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,107/yr · $342/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$750,000
$150,000
Loan Term
Monthly Payment
$4,089
Principal & Interest: $4,089
Insurance (est.): $500
Estimated Total Monthly
$4,589
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

The FEMA Zone A line crosses the house

FEMA counts a building that touches a high-risk zone as in it. Lenders require flood insurance for financed purchases here. Across the 23-acre lot: Zone A 63% and Zone X (minimal) 37%. The house's position comes from its roof outline in Google's aerial imagery, read against FEMA's map. The lender's flood determination, a survey or an elevation certificate makes it official.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,659 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,107/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 10, 2026Price change$750,000−$35,000
  • Jul 23, 2026Listed$785,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $307/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4266 NW 217th Way, Lawtey, FL 32058Listed by I ON REAL ESTATE & INVESTMENTSDec 2025$660,000$2234/32,956460.1
21450 NW 35th Avenue, Lawtey, FL 32058Listed by COLDWELL BANKER SMITH AND SMITH REALTYJul 2026$340,000$1695/32,01690.8
21561 NW 35th Avenue, Lawtey, FL 32058Listed by REMI REALTY, LLCNov 2025$262,425$1334/21,97681
23261 NW 32nd Place, Lawtey, FL 32058Listed by INTEGRITY KEY REALTY LLCOct 2026$72,000$363/21,981221.8
3632 NW 198th Street, Starke, FL 32091Listed by CW REALTYJan 2026$495,000$2283/2.52,167671.9
5551 NW 203rd Street, Starke, FL 32091Listed by CW REALTYOct 2025$749,900$3074/2.52,43931.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$750,000
Price / Sq Ft$307
Bedrooms3
Bathrooms4.00
Full Baths4
Square Footage2,444
Total Structure Area4,040 sq ft
Acres20.27 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address4311 NW 217th Way, Lawtey, FL 32058
Area522-Bradford County-NW
SubdivisionMetes & Bounds
CityLawtey
CountyBradford
StateFL
Zip Code32058
Lot Size882,961.2 sq ft
Parcel Number01803000100
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Not Available, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Garage, Garage Door Opener
ViewTrees/Woods, Other

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Electric Water Heater, Gas Oven, Gas Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas, Wood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionAgricultural
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch, Screened
FencingFenced, Full, Wire
RoofShingle
ConstructionBrick, Composition Siding, Frame
Other StructuresBarn(s), Shed(s)
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedJuly 23, 2026
Days on Market110
Tax Amount$4,107
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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