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Pending

Pending·47 days on market

21450 NW 35th Avenue

Lawtey, FL 32058

$355,000$176/sqftEst. $1,889/moMLS# 2146237
5
Beds
3
Baths
2,016
Sq Ft
1975
Built
Garage
Yes
Pool

About this home

Lawtey

Pictures coming soon. Escape to peaceful country living in Lawtey with this versatile property offering space, privacy, and income potential. Situated on 9.4 partially cleared acres, this property is ideal for families, investors, or anyone looking for room to spread out in a quiet rural setting. The spacious 2-story home offers approximately 2,000 square feet with 5 bedrooms and 3 bathrooms, providing ample space for large families, multi-generational living, or hosting guests. Enjoy warm Florida days in the above-ground pool, and take advantage of two outbuildings that provide extra storage for tools, equipment, hobbies, or recreational vehicles. SURVEY TO DETERMINE EXACT ACRES

Cost to own

Mortgage calculator

$355,000
$71,000
Loan Term
Monthly Payment
$1,793
Principal & Interest: $1,793
Est. Taxes & Insurance: $448
Estimated Total Monthly
$2,242
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,889
Estimated total, before insurance$1,889/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,218/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1975)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,714 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 15, 2026Pending$355,000
  • May 29, 2026Listed$355,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$355,000
Price / Sq Ft$176
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,016
Total Structure Area2,688 sq ft
Acres9.00 acres
Year Built1975
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusPending
# of Carport Spaces2
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontNo
Direction FacesEast

School Information

MiddleBradford
HighBradford

Community Information

Address21450 NW 35th Avenue, Lawtey, FL 32058
Area522-Bradford County-NW
SubdivisionMetes & Bounds
CityLawtey
CountyBradford
StateFL
Zip Code32058
Lot Size392,040 sq ft
Parcel Number01787000000

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingDetached, Detached Carport

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer
AppliancesConvection Oven, Dishwasher, Electric Cooktop, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchFront Porch, Rear Porch, Terrace
FencingFenced
RoofShingle
ConstructionBrick, Stucco
Other StructuresShed(s)
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedMay 29, 2026
Days on Market9
Tax Amount$2,218
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER SMITH AND SMITH REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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