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Sold

Sold·Closed Oct 1, 2025·3 days on market

5551 NW 203rd Street

Starke, FL 32091

$749,900sold priceListed at $749,900 · 100% of asking$307/sqftMLS# 2106086
4
Beds
2.5
Baths
2,439
Sq Ft
1979
Built
3
Garage
No
Pool
No HOA32.90 acresSingle Family Residence1 story

About this home

Starke

**Accepting Backup Offers** Welcome to this picturesque farmhouse set on over 32 acres, complete with an additional acre and dwelling on a separate parcel. The second home, while not fully renovated, holds wonderful potential as a guest cottage, rental, or even a cozy tiny home. It could also serve as the perfect spot for a homestead classroom, art studio, or home office, the possibilities are endless. The main residence offers four spacious bedrooms and two and a half baths, an open floor plan designed for gathering, and an on-demand water heater for modern convenience. Wide covered porches on both the front and back invite you to sit, relax, and take in the peaceful views of the land.This property is a true working farm, thoughtfully set up for livestock and country living. Seven fenced paddocks surround a 14-acre hayfield, while two large barns provide secure shelter for animals. A 60x45 workshop/garage is equipped with three-phase electric and a whole house Detroit Diesel

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,154
Estimated total, before insurance$4,154/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$749,900
$149,980
Loan Term
Monthly Payment
$4,154
Principal & Interest: $4,154
Insurance (est.): $500
Estimated Total Monthly
$4,654
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1979)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,757 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $307/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
20370 NW 57th Place, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCJul 2025$380,000$1764/22,160570.3
20658 NW State Road 16, Starke, FL 32091Listed by CW REALTYMay 2025$236,500$1313/21,8061930.4
6017 NW 200th Street, Starke, FL 32091Listed by MOMENTUM REALTYApr 2026$300,000$1664/21,80240.5
5882 NW 200th Street, Starke, FL 32091Listed by CW REALTYDec 2025$317,000$1783/21,78020.5
5956 NW 200th Street, Starke, FL 32091Listed by CW REALTYJun 2025$295,000$1643/21,799190.5
6930 NW County Road 229A, Starke, FL 32091Listed by WATSON REALTY CORPJun 2026$340,000$1364/32,500101.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$749,900
Price / Sq Ft$307
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,439
Acres32.90 acres
Year Built1979
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address5551 NW 203rd Street, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size1,433,124 sq ft
Parcel Number01837-0-00100

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached Carport, Detached, Garage
ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionAgricultural, Dead End Street, Farm, Many Trees
Patio / PorchCovered, Front Porch, Patio, Rear Porch
FencingFenced, Cross Fenced, Wire
RoofMetal
ConstructionBlock, Frame
Other StructuresBarn(s), Stable(s), Workshop
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedAugust 28, 2025
Days on Market3
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Sold by: KALLAM REALTY GROUP PLLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 1, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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