Active

Active·123 days on market

1838 NW 219th Street

Lawtey, FL 32058

$694,000$466/sqftEst. $3,694/moMLS# 2134957

Beds

Baths

1,490

Sq Ft

1940

Built

—

Garage

Pool

About this home

Lawtey

Oppurtunity Awaits with mutliple Buildings Busy US Hwy 301 a turn aroubd median offers any business potential for North and South Traffic. No Leases are in Place on any of the Rentals All are Month to Month. There is a small portion that crosses 301 on the other side of the road. Seller is unaware is the size allows for any use. Buyer to do any and all due diligence, Ckeck with the county, Psrcel is not in the City of Lawtey, Aerials will be next week

Cost to own

Mortgage calculator

Home Price

$694,000

Down Payment: 20%

$138,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,506

Principal & Interest: $3,506

Est. Taxes & Insurance: $876

Estimated Total Monthly

$4,382

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,694

Estimated total, before insurance$3,694/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1940)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,488 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History