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Sold·Closed Jan 23, 2026·67 days on market
3632 NW 198th Street
Starke, FL 32091
About this home
Starke
3BD/2.5BA brick home on approx 10 acres on a secluded dead end with all the privacy you could dream of! This home has over 2,800 sq ft under roof, which is NEW and offers the perfect blend of privacy and convenience, with easy access to Jacksonville and Gainesville. The spacious layout has a slpit floor plan and solid brick construction for timeless durability. Set on a beautiful 10-acre property with mature pecan trees, it's ideal for recreation, gardening, or creating your dream homestead. Surrounded by nature, the home provides peace and seclusion while being close to town for everyday needs. Enjoy the best of small-town living all while having room to grow and dream. Whether you're looking for a tranquil retreat, a working farmstead, or your own private haven, this property is a rare find in the heart of North Florida. Pictures do not do this property any justice. Don't miss the chance to see it in person and make it yours, schedule your showing today!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1984)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,608 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Cecil Field Conservation Corridorabout 17 mi · 24.6 mi of trails
Closest public boat ramp
Camp Blanding FMA – Lowery Lake Boat Ramp (Saturday & Sunday Mornings Only)about 12 mi · Lowery Lake
Closest kayak & paddleboard launch
Jennings State Forest – Powell Ford Paddling Accessabout 13 mi · Black Creek North Fork
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $169/sq ft; this home is listed at $242/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2884 NW 197th Street, Starke, FL 32091Listed by KELLER WILLIAMS GAINESVILLE REALTY PARTNERS | Jul 2026 | $291,000 | $163 | 3/2 | 1,788 | 21 | 0.7 |
| 19660 NW 45th Avenue, Starke, FL 32091Listed by FLORIDA HOMES REALTY & MTG LLC | May 2025 | $360,000 | $231 | 3/2 | 1,560 | 3 | 1 |
| 21450 NW 35th Avenue, Lawtey, FL 32058Listed by COLDWELL BANKER SMITH AND SMITH REALTY | Jul 2026 | $340,000 | $169 | 5/3 | 2,016 | 9 | 1.5 |
| 21561 NW 35th Avenue, Lawtey, FL 32058Listed by REMI REALTY, LLC | Nov 2025 | $262,425 | $133 | 4/2 | 1,976 | 8 | 1.5 |
| 18943 FL-16, Starke, FL 32091Listed by FREEDOM REALTY GROUP LLC | Oct 2025 | $100,000 | $65 | 3/2 | 1,536 | 15 | 1.9 |
| 5551 NW 203rd Street, Starke, FL 32091Listed by CW REALTY | Oct 2025 | $749,900 | $307 | 4/2.5 | 2,439 | 3 | 2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CW REALTY
Sold by: MIDTOWNE REALTY GROUP INC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jan 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines