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Pending

Pending·82 days on market

11289 SW 85th Avenue

Hampton, FL 32044

$740,000$141/sqftEst. $3,800/moMLS# 2061121

Beds

Baths

5,254

Sq Ft

1987

Built

Garage

Pool

About this home

Hampton

If you are looking for Space inside and out don't miss this one. This property is approximately 30 acres (additional acreage could be bought) with barns, fencing, and 3 wells. Inside space is not a problem. The main home has 4 bedrooms, 2 full baths, and 3 half baths. The main home has 3 additional rooms/apartments with full baths and one has a kitchen, the other two are ready for kitchens if needed. There is also a detached 1B 1B mother in law suite with a kitchen. This property was a former cattle and egg farm. This property has endless possibilities. Property does need some tlc but is a solid built home with newer shingle roof. We have a clear 4pt.

Cost to own

Mortgage calculator

Home Price

$740,000

Down Payment: 20%

$148,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$3,800

Principal & Interest: $3,800

Insurance (est.): $493

Estimated Total Monthly

$4,294

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$3,800

Estimated total, before insurance$3,800/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,257 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.