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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Overlook Condos, Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Aug 19, 2026·11 days on market·Recent sales in The Overlook Condos·The Overlook Condos

10550 Baymeadows Road 517

Jacksonville, FL 32256

$144,000sold priceListed at $155,000 · 92.9% of asking$137/sqftMLS# 2155771
2
Beds
2
Baths
1,050
Sq Ft
1999
Built
—
Garage
No
Pool

10 more homes for sale in The Overlook Condos →Search The Overlook Condos on the map

FEMA Zone XHOA $455/moCondominium1 story

About this home

The Overlook Condos

Welcome to Unit #517 at The Overlook, a sought-after gated community in the heart of Jacksonville! This beautifully updated 2-bedroom, 2-bathroom condo offers the perfect blend of style and convenience - and with this coveted first-floor location, you'll enjoy no stairs and easy, everyday access. The kitchen and both bathrooms have been tastefully renovated, giving this home a fresh, modern feel throughout. Enjoy added peace of mind with a newer HVAC system already in place. This unit comes with an assigned carport, and the HOA fee includes water/sewer and basic cable, helping keep monthly costs simple and predictable. Residents of The Overlook also enjoy resort-style amenities including a sparkling community pool and a fully equipped fitness center. Ideally located just off Baymeadows Rd, you're minutes from I-95, shopping, dining, and everyday conveniences. Don't miss this chance to own a a turnkey, first-floor unit today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$798
Property taxesest. at asking price, Duval County$235
HOAbilled monthly$455
Estimated total, before insurance$1,488/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,804/yr · $234/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$144,000
$28,800
Loan Term
Monthly Payment
$798
Principal & Interest: $798
Property taxes (est.): $235
Insurance (est.): $96
Estimated Total Monthly
$1,129
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer in complex 2014 data

County records show this parcel on central sewer served by JEA Water/Sewer in complex 2014 data — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,772 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,804/yr

Estimated taxes if purchased at asking price: ~$2,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 20, 2026Closed$155,000
  • Jul 30, 2026Pending$155,000
  • Jul 16, 2026Listed$155,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $156/sq ft; this home is listed at $148/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10550 Baymeadows Road 121, Jacksonville, FL 32256Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$187,900$1563/21,2061390.1
10550 Baymeadows Road 303, Jacksonville, FL 32256Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$180,000$1493/21,20680.1
11251 Campfield Drive 1102, Jacksonville, FL 32256Listed by NAVY TO NAVY HOMES LLCAug 2026$155,000$1372/21,1282390.7
8107 Summer Point Court, Jacksonville, FL 32256Listed by HOME SOLD REALTY LLCJun 2026$220,000$1762/2.51,248391
7990 Baymeadows Road E 803, Jacksonville, FL 32256Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$175,000$1453/21,2061271.1
8099 Summer Cove Court, Jacksonville, FL 32256Listed by OFFERPAD BROKERAGE FL LLCSep 2026$200,000$1602/2.51,248701.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$155,000
Price / Sq Ft$148
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,050
Total Structure Area1,050 sq ft
Year Built1999
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address10550 Baymeadows Road 517, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionThe Overlook
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Parcel Number1677586390
ZoningCondominium

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Spa/Hot Tub, Trash
Community FeaturesGated
UtilitiesCable Available, Electricity Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Carport
ViewTrees/Woods

Interior

AppliancesElectric Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
FireplaceYes
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup
SecurityKey Card Entry, Security Gate
Spa FeaturesCommunity

Exterior

Patio / PorchPatio, Screened
RoofShingle

Additional Information

Date ListedJuly 16, 2026
Days on Market11
HOA Fees$455 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV, Sewer, Water
Tax Amount$2,804.4
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Overlook Condos

The Overlook Condos is a neighborhood in Jacksonville Condos, FL (Duval County), ZIP 32256.

View all The Overlook Condos homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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