This home is in The Overlook Condos, Jacksonville.

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Active·Listed today·The Overlook Condos

10550 Baymeadows Road 517

Jacksonville, FL 32256

$155,000$148/sqftEst. $825/moMLS# 2155771

Beds

Baths

1,050

Sq Ft

1999

Built

—

Garage

Pool

About this home

The Overlook Condos

Welcome to Unit #517 at The Overlook, a sought-after gated community in the heart of Jacksonville! This beautifully updated 2-bedroom, 2-bathroom condo offers the perfect blend of style and convenience - and with this coveted first-floor location, you'll enjoy no stairs and easy, everyday access. The kitchen and both bathrooms have been tastefully renovated, giving this home a fresh, modern feel throughout. Enjoy added peace of mind with a newer HVAC system already in place. This unit comes with an assigned carport, and the HOA fee includes water/sewer and basic cable, helping keep monthly costs simple and predictable. Residents of The Overlook also enjoy resort-style amenities including a sparkling community pool and a fully equipped fitness center. Ideally located just off Baymeadows Rd, you're minutes from I-95, shopping, dining, and everyday conveniences. Don't miss this chance to own a a turnkey, first-floor unit today!

Cost to own

Mortgage calculator

Home Price

$155,000

Down Payment: 20%

$31,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$788

Principal & Interest: $788

Est. Taxes & Insurance: $197

Estimated Total Monthly

$985

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$825

Property taxesest. at asking price, Duval County$253

HOAbilled monthly$455

Estimated total, before insurance$1,533/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,804/yr

Estimated taxes if purchased at asking price: ~$3,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,772 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History