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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Springfield, Jacksonville.

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Sold

Sold·Closed Sep 4, 2026·11 days on market·Recent sales in Springfield·Springfield

1554 N Market Street

Jacksonville, FL 32206

$450,000sold priceListed at $445,000 · 101.1% of asking$188/sqftMLS# 2155537
4
Beds
4
Baths
2,388
Sq Ft
1914
Built
—
Garage
No
Pool

60 more homes for sale in Springfield →Search Springfield on the map

FEMA Zone XNo HOA3,049 sqft lotDuplex1 story

About this home

Springfield

Historic Springfield Duplex - Fully Renovated and Move-In Ready Discover an exceptional opportunity to own a beautifully renovated duplex in the heart of Historic Springfield, with separate addresses at 1554 N. Market Street and 136 E. 6th Street, Jacksonville, FL 32206. Offering historic character, extensive improvements, and modern conveniences, this property is ideal for an owner-occupant, multigenerational household, or real estate investor. The property underwent a comprehensive renovation in 2009 and 2010, when it was taken down to the studs and rebuilt with new insulation, electrical wiring, plumbing, drywall, fixtures, windows, structural repairs, and a durable metal roof. Both central heating and air-conditioning systems have also been replaced recently, providing added comfort and peace of mind. The downstairs residence has been refreshed with new interior paint and updated appliances. Each spacious residence offers two bedrooms and two bathrooms, along with inviting

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,493
Property taxesest. at asking price, Duval County$735
Estimated total, before insurance$3,227/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,147/yr · $346/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,493
Principal & Interest: $2,493
Property taxes (est.): $735
Insurance (est.): $300
Estimated Total Monthly
$3,527
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1914)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,681 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,147/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 4, 2026Closed$445,000
  • Aug 27, 2026Pending$445,000
  • Jul 25, 2026Active Under Contract$445,000
  • Jul 15, 2026Listed$445,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $120/sq ft; this home is listed at $186/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1639 Ionia Street, Jacksonville, FL 32206Listed by CORE REALTY, LLCJul 2026$94,500$414/02,300140.3
234 E 18th Street, Jacksonville, FL 32206Listed by DOGWOOD REALTYFeb 2026$310,000$1204/42,580590.8
209 W 23rd Street, Jacksonville, FL 32206Listed by DISTINCTIVE PROPERTIES OF JACKSONVILLE INCSep 2026$107,500$644/21,687231.2
1823 Francis Street, Jacksonville, FL 32209Listed by CENTURY 21 LIGHTHOUSE REALTYJul 2025$359,500$1378/42,616551.2
1352 Mount Herman Street, Jacksonville, FL 32209Listed by KELLER WILLIAMS FIRST COAST REALTYJun 2026$185,000$746/02,5001231.3
4302 N Pearl Street, Jacksonville, FL 32206Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$345,000$1225/22,8341201.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$445,000
Price / Sq Ft$186
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage2,388
Total Structure Area2,688 sq ft
Acres0.07 acres
Year Built1914
TypeResidential Income
Sub-TypeDuplex
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address1554 N Market Street, Jacksonville, FL 32206
Area072-Springfield
SubdivisionSpringfield
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size3,049.2 sq ft
Parcel Number0712910000

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOn Street

Interior

AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces2
# of Stories1
LevelsTwo
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionHistoric Area
RoofMetal
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 15, 2026
Days on Market11
Tax Amount$4,147.09
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
New ConstructionNo

Listing Courtesy of: TRADITIONS REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Springfield

Springfield is a neighborhood in Jacksonville, FL (Duval County), ZIP 32206.

View all Springfield homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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