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Active

Active·58 days on market

42 Armoyan Drive

Palm Coast, FL 32137

$507,140$212/sqftEst. $2,634/moMLS# 2155518

Beds

Baths

2,394

Sq Ft

2026

Built

Garage

Pool

About this home

Palm Coast

What's Special: Covered Extended Lanai | Pond View | 3 Full Baths. New Construction - December Completion! Built by America's Most Trusted Home Builder. Welcome to the Havana at 42 Armoyan Drive in Colbert Landings! Explore this new single-story home offering a bright and inviting layout with a seamless flow for everyday living. The foyer opens to a versatile flex space and a secondary bedroom with a nearby full bath. At the heart of the home, the gourmet kitchen with a spacious island overlooks the casual dining area and great room, with a pocket sliding glass door leads to a covered lanai. The private primary suite is tucked at the back, featuring a generous bedroom, well-appointed bath and walk-in closet. Two additional secondary bedrooms, a shared full bath, and a centrally located laundry room which connects to the primary closet, add comfort and convenience.

Cost to own

Mortgage calculator

Home Price

$507,140

Down Payment: 20%

$101,428

Interest Rate: 6.76%

Loan Term

Monthly Payment

$2,634

Principal & Interest: $2,634

Insurance (est.): $338

Estimated Total Monthly

$2,972

*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,634

HOAbilled annually$17

Estimated total, before insurance$2,651/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 15, 2026Listed$507,140

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$507,140

Price / Sq Ft$212

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,394

Acres0.16 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesSouth

School Information

ElementaryOld Kings

MiddleBuddy Taylor

HighFlagler Palm Coast

Community Information

Address42 Armoyan Drive, Palm Coast, FL 32137

Area601-Flagler County-North Central

SubdivisionColbert Landings

CityPalm Coast

CountyFlagler

StateFL

Zip Code32137

Lot Size6,969.6 sq ft

Lot Dimensions50x125

Parcel Number0312311125000000190

ZoningResidential

Amenities

AmenitiesPool, Other, Clubhouse, Jogging Path, Pickleball, Playground

UtilitiesElectricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage Door Opener

ViewPond

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Microwave, Plumbed For Ice Maker

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

SecuritySmoke Detector(s)