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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·113 days on market

21 Geosam Drive

Palm Coast, FL 32137

$478,467$226/sqftEst. $2,485/moMLS# 2146394
4
Beds
2
Baths
2,113
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Palm Coast

What's Special: New Floor Plan | No Rear Neighbors | Pond View | Gourmet Kitchen | Covered Lanai. New Construction - October Completion! Built by America's Most Trusted Home Builder. Welcome to the Carlsbad at 21 Geosam Drive in Colbert Landings! This thoughtfully designed single-story home offers a welcoming foyer that opens into a bright great room, dining area, and kitchen arranged for easy everyday living and entertaining. The kitchen features a central island and pantry and flows seamlessly to the dining space, while a sliding glass door extends the living area to the covered lanai for indoor-outdoor enjoyment. The private primary suite is tucked away and includes a spacious walk-in closet and well-appointed bath. Three secondary bedrooms are positioned near a shared bath, with a conveniently located laundry room and a 2-car garage completing the layout.

Cost to own

Mortgage calculator

$478,467
$95,693
Loan Term
Monthly Payment
$2,485
Principal & Interest: $2,485
Insurance (est.): $319
Estimated Total Monthly
$2,804
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,485
HOAbilled annually$17
Estimated total, before insurance$2,502/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 21, 2026Listed$478,467

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$478,467
Price / Sq Ft$226
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,113
Acres0.19 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesNorth

School Information

ElementaryOld Kings
MiddleBuddy Taylor
HighFlagler Palm Coast

Community Information

Address21 Geosam Drive, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionColbert Landings
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size8,276.4 sq ft
Lot Dimensions50x160
Parcel Number0312311125000000720
ZoningResidential

Amenities

AmenitiesPool, Other, Clubhouse, Jogging Path, Pickleball, Playground
UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOther, Attached, Garage Door Opener
ViewPond

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesOther, Dishwasher, Disposal, Electric Cooktop, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionOther
Patio / PorchCovered, Front Porch, Patio
RoofShingle
ConstructionOther, Frame
Road SurfacePaved

Additional Information

Date ListedMay 21, 2026
Days on Market97
HOA Fees$203 / Annually
HOA FrequencyAnnually
HOA NameColbert Landings
Tax Year2025
Listing TermsCash, Conventional, FHA, Other
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: TAYLOR MORRISON REALTY OF FLA

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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