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Active

Active·170 days on market

36 Armoyan Drive

Palm Coast, FL 32137

$389,990$190/sqftEst. $2,007/moMLS# 2131785
3
Beds
2
Baths
2,055
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Palm Coast

What's Special: Dedicated Study | Tub in Primary Bath | Close to Amenities. New Construction - Ready Now! Built by America's Most Trusted Home Builder. Welcome to the San Blas at 36 Armoyan Drive in Colbert Landings! This inviting new home features a bright foyer that opens to a private study and formal dining room. The open-concept design connects the casual dining area, kitchen, and great room, perfect for everyday living and entertaining, while sliding glass doors lead to an extended covered lanai for seamless indoor-outdoor living. Vaulted ceilings, crown molding, and tile flooring add an elevated feel throughout and continue into the primary suite, which offers a spa-like en-suite bath and walk-in closet. Two secondary bedrooms share a full bath and are conveniently located near the laundry room and garage entry. Ideally located east of I-95, this community offers quick access to beaches, the Matanzas River, and nearby dining and retail. Spanning nearly 300 acres, it features

Cost to own

Mortgage calculator

$389,990
$77,998
Loan Term
Monthly Payment
$2,007
Principal & Interest: $2,007
Insurance (est.): $260
Estimated Total Monthly
$2,267
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,007
HOAbilled annually$17
Estimated total, before insurance$2,024/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 10, 2026Price change$389,990$5,000
  • Feb 24, 2026Listed$394,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$389,990
Price / Sq Ft$190
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,055
Acres0.17 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSouthwest

School Information

ElementaryOld Kings
MiddleBuddy Taylor
HighFlagler Palm Coast

Community Information

Address36 Armoyan Drive, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionColbert Landings
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size7,361.64 sq ft
Lot Dimensions50x120
Parcel Number03-12-31-1125-00000-0160
ZoningResidential

Amenities

AmenitiesPool, Other, Clubhouse, Jogging Path, Pickleball, Playground
UtilitiesElectricity Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOther, Attached, Covered, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s), Other
AppliancesOther, Dishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionEasement Access, Other
Patio / PorchPatio
FencingOther
RoofShingle
ConstructionOther, Frame
Road SurfacePaved

Additional Information

Date ListedFebruary 25, 2026
Days on Market157
HOA Fees$203 / Annually
HOA FrequencyAnnually
HOA NameColbert Landings
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: TAYLOR MORRISON REALTY OF FLA

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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