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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·1 day on market

39 Oconee Drive

Palm Coast, FL 32137

$399,990$195/sqftEst. $2,058/moMLS# 2159735
3
Beds
2
Baths
2,055
Sq Ft
2025
Built
2
Garage
No
Pool

About this home

Palm Coast

What's Special: Dedicated Study | High Ceilings | Covered Patio. New Construction - Ready Now! Built by America's Most Trusted Home Builder. Welcome to the San Blas at 39 Oconee Palm Drive in Colbert Landing! This thoughtfully designed home features a charming front porch and an inviting layout with a private study and formal dining room for added flexibility. At the center of the home, a graceful rotunda leads to the spacious gathering room, which opens to the gourmet kitchen and casual dining area, ideal for everyday living and entertaining. Step outside to the covered lanai to enjoy year-round outdoor living. The private primary suite offers two walk-in closets and a well-appointed en-suite bath, while two additional bedrooms at the front share a full bathroom for a smart, comfortable layout. Ideally located east of I-95, this community offers quick access to beaches, the Matanzas River, and nearby dining and retail.

Cost to own

Mortgage calculator

$399,990
$79,998
Loan Term
Monthly Payment
$2,058
Principal & Interest: $2,058
Insurance (est.): $267
Estimated Total Monthly
$2,325
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,058
HOAbilled annually$17
Estimated total, before insurance$2,075/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 12, 2026Listed$399,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$399,990
Price / Sq Ft$195
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,055
Acres0.15 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSouth

School Information

ElementaryOld Kings
MiddleBuddy Taylor
HighFlagler Palm Coast

Community Information

Address39 Oconee Drive, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionColbert Landings
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size6,534 sq ft
Lot Dimensions52x125
Parcel Number0312311125000002130
ZoningResidential

Amenities

AmenitiesPool, Other, Clubhouse, Jogging Path, Pickleball, Playground
UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s), Other
AppliancesOther, Dishwasher, Disposal, Electric Cooktop, Electric Range, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Front Porch, Patio
RoofShingle
ConstructionFiber Cement, Frame
Road SurfacePaved

Additional Information

Date ListedAugust 12, 2026
Days on Market0
HOA Fees$203 / Annually
HOA FrequencyAnnually
HOA NameColbert Landings
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: TAYLOR MORRISON REALTY OF FLA

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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