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Active

Active·36 days on market

1825 Raiford Road

Starke, FL 32091

$599,000$164/sqftEst. $3,188/moMLS# 2068069
4
Beds
4
Baths
3,645
Sq Ft
1995
Built
2
Garage
No
Pool

About this home

Starke

If you are looking for space and location this is the home for you. This home has two master suites, a game room, a garage and a carport. The new master suite and game room have access to the porch which is a perfect spot to add your pool if wanted or sit and sip your coffee and enjoy your backyard views. The home has everything you could want. Don't miss out on this spacious home in one of the most sought out neighborhoods in town. Just a short drive to our historic downtown area with coffee shops and restaurants. The home is located with sidewalks for pet walks, evening strolls, and bike rides.

Cost to own

Mortgage calculator

$599,000
$119,800
Loan Term
Monthly Payment
$3,026
Principal & Interest: $3,026
Est. Taxes & Insurance: $756
Estimated Total Monthly
$3,782
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,188
Estimated total, before insurance$3,188/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Private well (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,283 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jun 9, 2026Listed$599,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,000
Price / Sq Ft$164
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,645
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address1825 Raiford Road, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionDouglas Estates
CityStarke
CountyBradford
StateFL
Zip Code32091
Parcel Number02335-A-02600

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Carport

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Walk-In Closet(s)
AppliancesDishwasher, Gas Cooktop, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl, Wood
# of Stories1

Exterior

Road SurfaceAsphalt

Additional Information

Date ListedJune 9, 2026
Days on Market356
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JULIE MORROW PREMIER REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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