Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

No photos available

This listing has no photos yet

Sold

Sold·Closed May 5, 2026·143 days on market

680 W Madison Street

Starke, FL 32091

$237,900sold priceListed at $230,000 · 103.4% of asking$115/sqftMLS# 2103865
3
Beds
2
Baths
2,073
Sq Ft
1920
Built
2
Garage
No
Pool
No HOA13,068 sqft lotSingle Family Residence2 stories

About this home

Starke

Welcome home to this beautifully maintained 105 year old charmer that blends historic character with modern convenience. From the moment you arrive, you will love the strong curb appeal featuring mature trees, lush landscaping, and an inviting front entrance. Step inside to discover a cozy reading nook that works perfectly as a home office or quiet retreat, leading into a spacious living room with stunning hardwood floors and a classic fireplace that sets the tone for warm, comfortable living. The open concept kitchen is designed for gathering and entertaining, offering updated cabinetry and countertops with plenty of space to cook, host, and connect. The main level features a primary suite, a second bedroom, a full bathroom, a laundry room, and a flexible bonus space to fit your lifestyle. Upstairs, you will find a third bedroom or bonus room that is ideal for guests, a media room, or a play space. Outdoor living is a standout feature of this home. Enjoy your morning coffee in the

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,318
Estimated total, before insurance$1,318/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$237,900
$47,580
Loan Term
Monthly Payment
$1,318
Principal & Interest: $1,318
Insurance (est.): $159
Estimated Total Monthly
$1,476
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $134/sq ft; this home is listed at $111/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
603 S Westmoreland Street, Starke, FL 32091Listed by CW REALTYAug 2026$265,000$1384/21,9141080.2
423 N Broadway Street, Starke, FL 32091Listed by TPR REAL ESTATE GROUP INCMay 2026$232,000$1343/21,736760.3
822 W Pratt Street, Starke, FL 32091Listed by COLDWELL BANKER SMITH AND SMITH REALTYMar 2026$245,000$1463/21,6762640.3
511 E South Street, Starke, FL 32901Listed by BEYCOME OF FLORIDA LLCSep 2025$56,000$335/31,672110.6
374 N Cherry Street, Starke, FL 32091Listed by CW REALTYJul 2025$59,999$323/21,876140.6
1208 Johns Drive, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCJun 2025$225,000$1184/21,907430.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$230,000
Price / Sq Ft$111
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,073
Total Structure Area3,132 sq ft
Acres0.30 acres
Year Built1920
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address680 W Madison Street, Starke, FL 32091
Area524-Bradford County-SW
SubdivisionDowling R N Add
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size13,068 sq ft
Parcel Number03837A00701

Amenities

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Gas Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
# of Stories2

Exterior

FencingBack Yard, Privacy, Vinyl

Additional Information

Date ListedApril 21, 2026
Days on Market143
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MCCABE REALTY INC

Sold by: HETH REALTY, INC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines