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Sold

Sold·Closed Jun 22, 2026·1 day on market

1219 Harley Circle

Starke, FL 32091

$550,000sold priceListed at $557,000 · 98.7% of asking$215/sqftMLS# 2146760
3
Beds
2
Baths
2,554
Sq Ft
2006
Built
3
Garage
Yes
Pool
No HOA0.67 acresSingle Family Residence1 story

About this home

Starke

Welcome home to this beautiful Southern charmer designed with comfort, connection, and entertaining in mind. From the moment you step inside, you'll love the spacious open layout, warm hardwood floors, and inviting atmosphere that makes this home feel both elegant and welcoming. Whether you're hosting family gatherings, holiday dinners, or quiet evenings at home, the flow of this home was made for making memories. The screened-in pool and back patio create the perfect outdoor retreat for summer days, cookouts with friends, or relaxing twilight evenings after a long day. The primary suite offers a peaceful escape with a garden tub and walk-in shower, while a separate office provides the perfect space for working from home, studying, or pursuing hobbies. The detached garage/workshop provides plenty of room for projects, storage, and more. Additional covered parking areas for lawn equipment and a privacy fenced backyard create a wonderfully secluded outdoor space that adds even more

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,046
Estimated total, before insurance$3,046/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$550,000
$110,000
Loan Term
Monthly Payment
$3,046
Principal & Interest: $3,046
Insurance (est.): $367
Estimated Total Monthly
$3,413
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,712 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $218/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1403 Randall Street, Starke, FL 32091Listed by CW REALTYJul 2026$315,000$1343/22,3592840.3
331 Clark Street, Starke, FL 32091Listed by CB ISAAC REALTYJul 2026$97,999$354/32,778311.5
603 S Westmoreland Street, Starke, FL 32091Listed by CW REALTYAug 2026$265,000$1384/21,9141081.7
407 Lakeshore Drive, Starke, FL 32091Listed by MARK SPAIN REAL ESTATEJun 2026$360,000$1804/2.51,9951561.9
708 E South Street, Starke, FL 32091Listed by CW REALTYJun 2025$355,000$1774/2.52,0101712
6226 SW 150th Street, Starke, FL 32091Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$575,000$2063/2.52,796232.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$557,000
Price / Sq Ft$218
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,554
Total Structure Area3,610 sq ft
Acres0.67 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address1219 Harley Circle, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionDouglas Estates
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size29,185.2 sq ft
Parcel Number02335A01000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Detached, Garage, Garage Door Opener
ViewPool, Trees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Multi Units
FlooringTile, Wood
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionMany Trees
Patio / PorchCovered, Front Porch, Patio
FencingBack Yard, Privacy, Vinyl
RoofShingle
ConstructionBrick, Fiber Cement
Other StructuresShed(s), Workshop
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 22, 2026
Days on Market1
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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