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This home is in Atlantic Beach — a new construction home in Jacksonville.

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Active

Active·44 days on market

366 19th Street

Atlantic Beach, FL 32233

$3,200,000$694/sqftEst. $16,434/moMLS# 2154991

Beds

Baths

4,610

Sq Ft

2027

Built

Garage

Yes

Pool

About this home

Atlantic Beach

Your dream beach oasis is waiting! Welcome to 366 19th Street, a customizable corner lot property to be completed by Q3 of 2027. Spec plans for this wonderful home include 5 bedrooms, 4 full bathrooms, and 2 half bathrooms (one of which functions as a pool house bathroom). Enjoy your afternoons in the luxurious backyard pool, entertaining guests in the evenings with an upscale outdoor kitchen and covered lanai. The transition from outdoor to indoor entertainment is seamless with a spacious formal dining room and open concept downstairs area, complete with a wet bar. High end appliances fill the kitchen, quartzite countertops are affixed throughout, and plenty of cabinetry for each meal you'd like to prepare. The primary suite is located downstairs, boasts two walk in closets, a large bathroom complete with a zero entry shower and separate soaking tub, and backyard views from the primary bedroom. Downstairs also features a second bedroom for guests or a study alike. Upstairs is a ...

Cost to own

Mortgage calculator

Home Price

$3,200,000

Down Payment: 20%

$640,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$16,434

Principal & Interest: $16,434

Property taxes (est.): $5,225

Insurance (est.): $2,133

Estimated Total Monthly

$23,793

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$16,434

Property taxesest. at asking price, Duval County$5,225

Estimated total, before insurance$21,659/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,101 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 11, 2026Listed$3,200,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$3,200,000

Price / Sq Ft$694

Bedrooms5

Bathrooms6.00

Full Baths5

Half Baths2

Square Footage4,610

Year Built2027

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

Property ConditionTo Be Built

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

New ConstructionYes

Community Information

Address366 19th Street, Atlantic Beach, FL 32233

Area231-Atlantic Beach-North

SubdivisionSelva Marina

CityAtlantic Beach

CountyDuval

StateFL

Zip Code32233

Parcel Number172020-1329

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Elevator, Entrance Foyer, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Dryer, Microwave, Refrigerator, Washer, Wine Cooler

HeatingCentral, Electric

CoolingCentral Air, Electric

# of Stories2

LevelsTwo

LaundryIn Unit