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Pending

Pending·6 days on market

1755 Eagle Crest Drive

Fleming Island, FL 32003

$580,000$193/sqftEst. $3,087/moMLS# 2154609

Beds

Baths

3,008

Sq Ft

2014

Built

Garage

Pool

About this home

Fleming Island

Stunning 4 bed 3.5 bath home in the desirable Eagle Harbor community, offering a versatile floor plan. Just off the entry, the flexible living space can easily serve as a home office or formal living or dining room to fit your needs. The heart of the home is the oversized kitchen featuring abundant cabinetry, generous counter space, and a breakfast nook with built-in seating, all overlooking the inviting family room with a cozy fireplace--perfect for entertaining or everyday living. The first-floor primary suite offers a peaceful retreat, while upstairs you'll find two spacious loft areas, three generously sized bedrooms, and plenty of room for everyone. Step outside to enjoy Florida living at its best with a screened and covered patio, an additional paver patio for grilling or relaxing, and a fully fenced backyard offering privacy and space to play. Eagle Harbor has exceptional resort style amenities, top-rated schools, and convenient access to shopping and dining.

Cost to own

Mortgage calculator

Home Price

$580,000

Down Payment: 20%

$116,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,930

Principal & Interest: $2,930

Est. Taxes & Insurance: $732

Estimated Total Monthly

$3,662

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,087

Property taxesest. at asking price, Clay County$889

HOAbilled annually$5

Estimated total, before insurance$3,980/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $567,000 in August 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2024	$516,974	$466,974	—
2023	$516,229	$411,444	—
2022	$397,700	$374,040	—
2021	$335,920	$335,920	—
2020	$324,927	$224,427	—

2025 property taxes (current owner): $9,465/yr

Estimated taxes if purchased at asking price: ~$10,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,736 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 15, 2026Pending$580,000
Jul 9, 2026Listed$580,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$580,000

Price / Sq Ft$193

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,008

Acres0.24 acres

Year Built2014

TypeResidential

Sub-TypeSingle Family Residence

StatusPending

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address1755 Eagle Crest Drive, Fleming Island, FL 32003

Area123-Fleming Island-SE

SubdivisionEagle Harbor

CityFleming Island

CountyClay

StateFL

Zip Code32003

Lot Size10,454.4 sq ft

Parcel Number16052601417601101

Amenities

AmenitiesPool, Basketball Court, Boat Launch, Children's Pool, Clubhouse, Golf Course, Jogging Path, Park, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)

UtilitiesElectricity Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories2

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)