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Pending

Pending·111 days on market

1483 Bridgette Way

Fleming Island, FL 32003

$765,000$225/sqftEst. $4,051/moMLS# 2147719

Beds

Baths

3,399

Sq Ft

1995

Built

Garage

Pool

About this home

Fleming Island

''New price improvement makes this exceptional home an incredible opportunity.'' Custom-built by J.A. Long and lovingly maintained by its original owners, this exceptional residence is tucked beneath the majestic oak canopies of Hibernia Plantation. Situated on a beautifully landscaped 0.57-acre homesite, this nearly 3,400-square-foot home offers timeless architecture, quality craftsmanship, and a thoughtfully designed floor plan. Featuring four spacious bedrooms, including three with private en suite baths, soaring ceilings, and a versatile loft ideal for a home office, media room, or creative retreat. The beautifully appointed kitchen features granite countertops, a large center island, pot filler, Bosch dishwasher, stainless steel appliances, and abundant cabinetry, flowing seamlessly into the dramatic family room with a gas fireplace and walls of windows overlooking the private backyard. Extensive custom millwork, generous room sizes, and exceptional storage reflect the quality of a

Cost to own

Mortgage calculator

Home Price

$765,000

Down Payment: 20%

$153,000

Interest Rate: 6.95%

Loan Term

Monthly Payment

$4,051

Principal & Interest: $4,051

Property taxes (est.): $1,172

Insurance (est.): $510

Estimated Total Monthly

$5,733

*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$4,051

Property taxesest. at asking price, Clay County$1,172

HOAbilled quarterly$115

Estimated total, before insurance$5,338/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$645,244	$293,718	—
2024	$637,099	$284,592	—
2023	$588,715	$279,701	—
2022	$467,253	$270,099	—
2021	$405,111	$260,776	—
2020	$393,780	$256,486	—

Estimated taxes if purchased at asking price: ~$14,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,316 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 8, 2026Pending$765,000
Aug 11, 2026Price change$765,000−$14,000
May 29, 2026Listed$779,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$765,000

Price / Sq Ft$225

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage3,399

Acres0.57 acres

Year Built1995

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusPending

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPaterson

MiddleGreen Cove Springs

HighFleming Island

Community Information

Address1483 Bridgette Way, Fleming Island, FL 32003

Area123-Fleming Island-SE

SubdivisionHibernia Plantation

CityFleming Island

CountyClay

StateFL

Zip Code32003

Lot Size24,916.32 sq ft

Parcel Number37-05-26-014679-001-46

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingOther, Garage

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, Refrigerator

HeatingCentral, Electric, Hot Water

CoolingCentral Air, Electric, Multi Units

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Window FeaturesSkylight(s)

Exterior

Exterior FeaturesOther

Patio / PorchCovered, Patio

RoofShingle

ConstructionStucco

Additional Information

Date ListedMay 29, 2026

Days on Market103

HOA Fees$345 / Quarterly

HOA FrequencyQuarterly

HOA NameHibernia Plantation Homeowners Association, Inc

HOA Fee IncludesOther

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: PREMIER HOMES REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Krista Fracke

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