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Active

Active·47 days on market

1483 Bridgette Way

Fleming Island, FL 32003

$779,000$229/sqftEst. $4,146/moMLS# 2147719

Beds

Baths

3,399

Sq Ft

1995

Built

Garage

Pool

About this home

Fleming Island

''New Price Improvement'' Custom-built and maintained by its original owners, this exceptional J.A. Long residence is tucked beneath the oak canopies of Fleming Island's Hibernia Plantation subdivision. Set on an expansive 0.57-acre home site, the nearly 3,400-square-foot home is thoughtfully designed with four spacious bedrooms, including three with private en suite baths, soaring ceilings, and a versatile loft ideal as a home office, media lounge, or creative retreat. At the center of the home, the beautifully appointed kitchen was designed for comfort and effortless entertaining, featuring granite countertops, a large prep island, pot filler, stainless steel appliances including a Bosch dishwasher. The kitchen flows seamlessly into the main living space, where a gas fireplace and oversized windows frame peaceful views of the lush backyard beyond. **New photos added to show AI rendering of alternative paint color as well as a digitally added pool to show backyard potential.

Cost to own

Mortgage calculator

Home Price

$779,000

Down Payment: 20%

$155,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,935

Principal & Interest: $3,935

Est. Taxes & Insurance: $984

Estimated Total Monthly

$4,919

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,146

Property taxesest. at asking price, Clay County$1,194

HOAbilled quarterly$115

Estimated total, before insurance$5,455/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$645,244	$293,718	—
2024	$637,099	$284,592	—
2023	$588,715	$279,701	—
2022	$467,253	$270,099	—
2021	$405,111	$260,776	—
2020	$393,780	$256,486	—

Estimated taxes if purchased at asking price: ~$14,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,316 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 29, 2026Listed$779,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$779,000

Price / Sq Ft$229

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage3,399

Acres0.57 acres

Year Built1995

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPaterson

MiddleGreen Cove Springs

HighFleming Island

Community Information

Address1483 Bridgette Way, Fleming Island, FL 32003

Area123-Fleming Island-SE

SubdivisionHibernia Plantation

CityFleming Island

CountyClay

StateFL

Zip Code32003

Lot Size24,916.32 sq ft

Parcel Number37-05-26-014679-001-46

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingOther, Garage

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, Refrigerator

HeatingCentral, Electric, Hot Water

CoolingCentral Air, Electric, Multi Units

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Window FeaturesSkylight(s)