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Sold

Sold·Closed Sep 8, 2026·33 days on market

1491 Bridgette Way

Fleming Island, FL 32003

$840,000sold priceListed at $845,000 · 99.4% of asking$226/sqftMLS# 2149521
4
Beds
3
Baths
3,725
Sq Ft
1990
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $115/mo0.67 acresSingle Family Residence2 stories

About this home

Fleming Island

Welcome to this rare opportunity in HIbernia Plantation,nestled along the St Johns river and situated on more1/2 acre,this impressive 2-story 4/3 brick POOL home offers nearly 4000 sq ft of beautifully designed living space surrounded by majestic oaks.Recent improvements include new water heater&roof,newer A/C system,freshly painted interior.Step inside to discover a grandiose 2-story foyer with gorgeous wood flooring throughout,lots of living areas,timeless architectural and custom character details.The heart of the home features a cozy eat-in kitchen and living area with inviting wood-burning fireplace,while the expansive gathering room provides the perfect setting for entertaining.Retreat to the primary suite with separate sitting room complete with fireplace,private balcony overlooking pool and serene backdrop.Convenient access to shopping,dining,parks,biking trails,water fun,A-rated schools and NAS JAX.Don't delay,come see the new home you've been looking to move into this Summer!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,653
Property taxesest. at asking price, Clay County$1,287
HOAbilled quarterly$115
Estimated total, before insurance$6,055/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,213/yr · $518/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$840,000
$168,000
Loan Term
Monthly Payment
$4,653
Principal & Interest: $4,653
Property taxes (est.): $1,287
Insurance (est.): $560
Estimated Total Monthly
$6,500
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,166 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $772,000 in March 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$666,371$373,275—
2024$658,884$362,048—
2023$611,068$611,068—
2022$484,769$0—
2021$422,771$336,652—
2020$412,046$331,245—

2025 property taxes (current owner): $6,213/yr

Estimated taxes if purchased at asking price: ~$15,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 8, 2026Closed$845,000
  • Aug 7, 2026Pending$845,000
  • Jun 18, 2026Listed$845,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $227/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1631 Seton Family Walk, Fleming Island, FL 32003Listed by IDEAL REALTY CONNECTIONSJun 2026$758,500$2604/32,918280.4
6433 River Point Drive, Fleming Island, FL 32003Listed by INI REALTYJun 2026$685,000$2564/32,6762150.4
1755 Eagle Crest Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$580,000$1934/3.53,00850.7
5950 W Shores Road, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$575,000$2024/32,844481
2542 Willow Creek Drive, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLCJul 2026$582,000$1945/42,99711.2
2140 Eagle Talon Circle, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$440,000$1643/2.52,685461.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$845,000
Price / Sq Ft$227
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,725
Acres0.67 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Pool Sweep, Salt Water, Waterfall
Is WaterfrontNo

School Information

ElementaryPaterson
MiddleGreen Cove Springs

Community Information

Address1491 Bridgette Way, Fleming Island, FL 32003
Area123-Fleming Island-SE
SubdivisionHibernia Plantation
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size29,185.2 sq ft
Parcel Number37052601467900145
ZoningResidential

Amenities

Community FeaturesSuburban
UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Nook, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionCorner Lot, Irregular Lot, Many Trees
Patio / PorchDeck, Front Porch, Patio, Screened
FencingBack Yard, Vinyl
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 18, 2026
Days on Market33
HOA Fees$345 / Quarterly
HOA FrequencyQuarterly
Tax Amount$6,212.63
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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