Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 64
Sold

$459,900Sold3 bd · 3 ba · 2,500 sq ft

Sold·Closed Sep 25, 2026·135 days on market

1832 Chatham Village Drive

Fleming Island, FL 32003

$459,900sold priceListed at $475,000 · 96.8% of asking$184/sqftMLS# 2138634
3
Beds
3
Baths
2,500
Sq Ft
2002
Built
3
Garage
No
Pool
FEMA Zone XHOA $6/moWaterfrontSingle Family Residence1 story

About this home

Fleming Island

Lovely Water front home in the heart of amenity-rich Fleming Island Plantation community.Versatile Open floorplan lends itself for entertaining with water views through the Florida room created by David Wesley's Patio Rooms.Greet the Sunrise with your coffee on your water front patio Triple split floorplan!Primary bedroom en suite has water views, too. Primary bath has glassed shower & spa worthy garden tub. Gleaming wood and tile floors. Featuring insulated windows installed 2013! Chef-worthy kitchen has breakfast bar, too! Stainless steel appliances. Bonus room that can be an office, or more! High ceilings through out. Spacious three car garage has epoxy coated floor so it always stays clean and good looking! Among the offerings the community has are a splash park for all ages and an adult lap pool swimming, Close to everything you need! Shopping, groceries, restaurants,, services, medical offices, Baptist Clay Hospital, entertainment, movie theater and more! It's a Great value!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,507
Property taxesest. at asking price, Clay County$705
HOAbilled annually$6
Estimated total, before insurance$3,218/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,726 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 6:45 AM, sunset 5:35 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $475,000 in June 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$366,286$315,564—
2024$378,200$328,200—
2023$360,840$148,311—
2022$296,482$142,535—
2021$243,060$136,928—
2020$238,199$134,348—

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 25, 2026Closed$475,000
  • Aug 12, 2026Pending$475,000
  • Apr 29, 2026Listed$475,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $184/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1271 Fairway Village Drive, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLCOct 2026$440,000$2003/32,19560.3
1516 Greenway Place, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$399,000$2084/21,916230.4
2268 Links Drive, Fleming Island, FL 32003Listed by INSPIRED REALTY LLCAug 2026$564,000$2394/32,35900.4
2277 Eagle Perch Place, Fleming Island, FL 32003Listed by COLDWELL BANKER PREMIER PROPERTIESOct 2026$440,000$2373/21,859230.5
2325 Links Drive, Fleming Island, FL 32003Listed by WATSON REALTY CORPSep 2026$565,000$2404/32,359160.5
1755 Eagle Crest Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$580,000$1934/3.53,00850.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$475,000
Price / Sq Ft$190
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,500
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
Direction FacesSouthwest

School Information

ElementaryThunderbolt
MiddleGreen Cove Springs

Community Information

Address1832 Chatham Village Drive, Fleming Island, FL 32003
Area124-Fleming Island-SW
SubdivisionChatham Village
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Dimensions60 x 120
Parcel Number09052601426601117
ZoningResidential

Amenities

AmenitiesPool, Golf Course, Playground
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, In-Law Floorplan, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Plumbed For Ice Maker
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesOther
Lot DescriptionDead End Street, Sprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Patio, Porch
RoofShingle
ConstructionBrick, Frame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 29, 2026
Days on Market135
HOA Fees$74 / Annually
HOA FrequencyAnnually
HOA NameFleming Island Plantation Owners' Association
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CAMELLIA REAL ESTATE LLC

Sold by: FIRST COAST HEROES REAL ESTATE LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines