Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Twin Creeks North, St. Johns — a golf course home in St. Johns County.

Photo 1 / 27
Active

Active·39 days on market·Twin Creeks North

182 Killarney Avenue

St. Johns, FL 32259

$345,000$202/sqftEst. $1,911/moMLS# 2153263
↓ $30,000 below original list
3
Beds
2.5
Baths
1,710
Sq Ft
2022
Built
1
Garage
No
Pool

4 more homes for sale in Twin Creeks North →Search Twin Creeks North on the map

FEMA Zone XHOA $201/mo4,792 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Twin Creeks North

Welcome to your vacation at home at Beachwalk! This golf cart community offers white sandy beaches overlooking the 14-acre crystal lagoon pool with a swim-up bar, 2 dueling water slides, complimentary kayaking and paddle boarding, clubhouse with restaurant, fitness center with showers and lockers, childcare facility, dog splash park, putting green, kids playground, tennis and pickleball courts.Community events include vendor markets, holiday golf cart parades, trivia nights, poker tournaments, yoga classes, water aerobics, kids summer camps, tennis leagues, special holiday events, wine & dining experiences and so much more, right in your own neighborhood! This move in ready, delightful home offers 3 beds, 2.5 baths, and a delightful open floor plan with a screened rear porch. Master suite offers luxurious private bath and huge walk in closet!. Move right in!

Next steps in Twin Creeks North

FollowNew Twin Creeks North homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,911
Property taxesest. at asking price, St. Johns County$459
HOAbilled quarterly$201
Estimated total, before insurance$2,571/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,769/yr · $731/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$345,000
$69,000
Loan Term
Monthly Payment
$1,911
Principal & Interest: $1,911
Property taxes (est.): $459
Insurance (est.): $230
Estimated Total Monthly
$2,600
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $420,000 in August 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$370,888$316,476—
2024$399,179$306,849—
2023$346,455$296,455—
2022$84,000$71,500—
2021$65,000$65,000—
2020$65,000$64,886—

2025 property taxes (current owner): $8,769/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 8, 2026Price change$345,000−$5,000
  • Sep 29, 2026Price change$350,000−$5,000
  • Sep 14, 2026Price change$355,000+$5,000
  • Sep 2, 2026Price change$350,000+$5,000
  • Aug 27, 2026Pending$345,000
  • Jul 27, 2026Price change$345,000−$15,000
  • Jul 13, 2026Price change$360,000−$15,000
  • Jul 1, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $202/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
248 Clifton Bay, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLCSep 2026$420,000$2163/2.51,9431190.2
72 Clifton Bay Loop, St. Johns, FL 32259Listed by LOKATIONAug 2026$395,000$2084/2.51,8951440.2
270 Clifton Bay Loop, St. Johns, FL 32259Listed by MOMENTUM REALTYAug 2026$414,900$2153/2.51,928370.2
433 Rum Runner Way, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNSJul 2026$495,000$2413/2.52,052280.3
230 Starnberg Court, St. Augustine, FL 32095Listed by HOUSE & HAVENJun 2026$470,000$2394/2.51,968950.8
55 Starnberg Court, St. Augustine, FL 32095Listed by SUPREME PATH BROKERAGE LLCJun 2026$461,000$2254/2.52,053820.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$345,000
Price / Sq Ft$202
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,710
Acres0.11 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Zoned elementaryLakeside Academy
Zoned middleLakeside Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address182 Killarney Avenue, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionTwin Creeks North
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size4,791.6 sq ft
Parcel Number0237190510

Amenities

AmenitiesBarbecue, Basketball Court, Beach Access, Children's Pool, Clubhouse, Dog Park, Fitness Center, Golf Course, Park, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Restaurant
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Off Street

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesElectric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
Spa FeaturesCommunity

Exterior

Patio / PorchCovered, Porch, Rear Porch, Screened
RoofShingle
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 2, 2026
Days on Market99
HOA Fees$602.5 / Quarterly
HOA FrequencyQuarterly
HOA NameThe Reef at Beachwalk
HOA Fee IncludesMaintenance Grounds
Tax Amount$8,768.5
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REID REAL ESTATE GROUP, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Twin Creeks North

Twin Creeks North is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Twin Creeks North homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines